Sold

409 S Elm Street, Three Oaks, MI 49128

Sold on 05/12/2021 for$173,500

MLS # 21013887 (Michigan Regional Information Center (MichRIC))

2 beds1 bath968 sqftBuilt 19400.21 acres

Listing Description

Lovingly restored home in the heart of Three Oaks MI on sought after Elm St. Blocks from antiquing, distilleries and fine dining. This home is full of character and charm! Many upgrades on the interior, including a freshly remodeled bathroom! Upgrades outside include : New gutters, soffit and fascia, new siding, window wraps, decking and shingles on roof, foundation tuckpointed and decks power washed and sealed!!! On the inside: New floors, painting and hot water heater! Come relax on the inviting front porch and see what Harbor Country has to offer! see agent remarks

Source: SparkMLS

About this home

2-bedroom, 1-bath, 968 sq ft home in Three Oaks Village in Three Oaks built in 1940.

This home sold for $173,500 (about $179/sq ft).

Property tax estimate: $772 per year ($64/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms2

Bathrooms1

Living Area968 sqft

Lot Size0.21 acres

Year Built1940

Stories1

Location

CityThree Oaks

MunicipalityThree Oaks Vllg

Zip Code49128

CountyBerrien

School DistrictRiver Valley School District

Construction & Systems

ConstructionVinyl Siding

BasementCrawl Space

HeatingForced Air

WaterPublic

SewerPublic

Sale & Financing

Listed4/25/2021

Sold Date5/11/2021

Terms AcceptedCash, FHA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$772

Tax Year2019

Assessed Value$55,200

Parcel #11-47-0011-0052-01-6

Source: SparkMLS

Legal Description

THE WLY1/2 OF FOL:COM ON E LN OF ELM ST 132'N OF S LN OF NW1/4 OF NW1/4 SEC 11 T8S R20W TH E 280.5' TH N 66'TH W 280.5'TH S 66'TO POB

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Douglas Waters

Long Beach Realty

Frequently Asked Questions about 409 S Elm Street, Three Oaks, MI 49128

What school district is 409 S Elm Street, Three Oaks, MI 49128 in?

Per MLS# 21013887, this property is served by River Valley School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

Per MLS# 21013887, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 21013887, the most recent reported annual property tax for 409 S Elm Street, Three Oaks, MI 49128 is $772 (2019). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 409 S Elm Street, Three Oaks, MI 49128 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 409 S Elm Street, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 409 S Elm Street, Three Oaks, MI 49128?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 409 S Elm Street, Three Oaks, MI 49128. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Indiana Michigan Power Company SEMCO Energy Gas Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.

Map

Or contact Alexander directly

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,102

Principal & interest$1,102

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1.2 Gbps

Upload

35 Mbps

CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL

9 providers at this address

XfinityCable

1.2 Gbps

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

Mercury FiberUnlicensed Fixed Wireless

150 Mbps

T-MobileLicensed Fixed Wireless

100 Mbps

Viasat IncSatellite

100 Mbps

HughesNetSatellite

50 Mbps

Surf InternetUnlicensed Fixed Wireless

25 Mbps

AT&TDSL

10 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Indiana Michigan Power Company

Investor-Owned

800-311-4634 Web

SEMCO Energy Gas Company

Investor-Owned

800-624-2019 Web

MI Public Service Commission service territory boundaries.

Property

409 S Elm Street, Three Oaks, MI 49128

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Municipality

Three Oaks Village

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Listing Description

Source: SparkMLS

About this home

2-bedroom, 1-bath, 968 sq ft home in Three Oaks Village in Three Oaks built in 1940.

This home sold for $173,500 (about $179/sq ft).

Property tax estimate: $772 per year ($64/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms2

Bathrooms1

Living Area968 sqft

Lot Size0.21 acres

Year Built1940

Stories1

Location

CityThree Oaks

MunicipalityThree Oaks Vllg

Zip Code49128

CountyBerrien

School DistrictRiver Valley School District

Construction & Systems

ConstructionVinyl Siding

BasementCrawl Space

HeatingForced Air

WaterPublic

SewerPublic

Sale & Financing

Listed4/25/2021

Sold Date5/11/2021

Terms AcceptedCash, FHA, Conventional

Source: SparkMLS

Frequently Asked Questions about 409 S Elm Street, Three Oaks, MI 49128

What school district is 409 S Elm Street, Three Oaks, MI 49128 in?

Per MLS# 21013887, this property is served by River Valley School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

How much are property taxes for this home?

MI Property Tax Estimator

Is 409 S Elm Street, Three Oaks, MI 49128 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 409 S Elm Street, Three Oaks, MI 49128?

FCC Broadband Map

Who are the utility providers for this property?

Indiana Michigan Power Company SEMCO Energy Gas Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.