Pending
409 S Haver Street, Hartford, MI 49057
$195,000
MLS # 26016971 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,486 sqftBuilt 00.16 acres
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Listing Description
Welcome to this charming 3 bedroom, 1 bath home nestled on a quiet street in Hartford, offering both comfort and privacy. Conveniently located near local amenities, this home offers a great balance of small town charm and accessibility. Inside you will find a functional layout with three bedrooms and a bright, inviting living space filled with natural light. The finished upstairs attic area adds valuable versatility, perfect for a home office, playroom, guest space, or creative studio. This additional space allows flexibility to fit a variety of needs and lifestyles. Step outside to enjoy the fully fenced in yard, offering plenty of room for pets, outdoor entertaining, gardening, or simply unwinding in your own private space. Whether you are a first time homebuyer, downsizing, or looking for an investment opportunity, this property combines practical features with a peaceful setting and plenty of potential to make it your own!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,486 sq ft home sits in Hartford in Hartford.
Currently offered at $195,000 (about $131/sq ft).
Annual property taxes run approximately $1,298 ($108/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,486 sqft
Lot Size0.16 acres
Year Built0
Stories2
Location
CityHartford
MunicipalityHartford City
Zip Code49057
CountyVan Buren
School DistrictHartford
Construction & Systems
StyleTraditional
ConstructionVinyl Siding, Wood Siding
BasementMichigan Basement, Partial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected
Sale & Financing
Listed4/21/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,404
Tax Year2025
State Equalized Value$40,100
Taxable Value$36,444
Assessed Value$43,000
Homestead (PRE)100%
Parcel #80-52-504-002-10
Source: Public Records
Legal Description
832-A 15-3-16 661-86 1053-321 1288-634 1472-740 1492-368 BEG AT NW COR LOT 2, TH S ALG W L SD LOT 64.5' TO PT 1.5' N OF SW COR LOT 2, TH E PAR S L SD LOT 82.5', TH N PAR W L SD LOT 7.5', TH E PAR SD S L 33', TH N ALG E L SD LOT 57' TO NE COR LOT 2, T H W ALG N L SD LOT 115.5' TO BEG. BLOCK 4 REYNOLD'S ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bailey Bingham
True Michigan Properties
Frequently Asked Questions about 409 S Haver Street, Hartford, MI 49057
What school district is 409 S Haver Street, Hartford, MI 49057 in?
Per MLS# 26016971, this property is served by Hartford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26016971, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016971, the most recent reported annual property tax for 409 S Haver Street, Hartford, MI 49057 is $2,404 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 409 S Haver Street, Hartford, MI 49057 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 409 S Haver Street, Hartford, MI 49057 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hartford City police department or the Van Buren County sheriff's office.
Map
Tax Estimate
$
Annual tax$1,298
Monthly$108
Millage rate32.3713 mills
Municipality: City of Hartford
School district: HARTFORD PUBLIC SCHOOL DIST
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,373
Principal & interest$1,265
Property taxes$108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
409 S Haver Street, Hartford, MI 49057
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Municipality
Hartford
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