For Sale
4090 N Fordney Road, Hemlock, MI 48626
$649,900
MLS # 20261018129 (Realcomp)
6 beds5 baths4,957 sqftBuilt 20017.98 acres
1 / 55
Listing Description
Hemlock Country Estate on 8 Acres – Pole Barn-Apartment/IN-LAW SUITE + Walkout BasementWelcome to this spacious and private property offering the perfect blend of comfort, functionality, and country living. Situated on approximately 8 acres with a pond and wooded backdrop, this well-maintained home provides space both inside and out.Home Features • 3 fireplaces • Walkout lower level with flexible living space • Andersen windows • Updated mechanicals (furnace, A/C, hot water heater – 2022) • Whole house generator (2013) • Smart home features: thermostat, lights, cameras • Water leak alarm system • 3-car garage plus additional attic storage(main houseAdditional Property Highlights • Additional home featuring IN-LAW SUITE/Guest Quarters (~1,150 sq ft), 2 bedrooms, kitchen, living room, full bath and large garage built to suit large RV or additional cars • Paved road access, Pond and wooded views • Private setting ideal for entertaining, hobbies, or multi-generational living • Billiard table and piano included with saleBATVAI
Source: SparkMLS
About this home
6-bedroom, 5-bath, 4,957 sq ft home in Hemlock built in 2001.
Asking $649,900 (about $131/sq ft).
Property tax estimate: $8,940 per year ($745/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms5
Living Area4,957 sqft
Lot Size7.98 acres
Year Built2001
Stories2
Location
CityHemlock
MunicipalityRichland Twp
Zip Code48626
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Daylight
Garage5 spaces
HeatingForced Air, Radiant
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Generator, Humidifier, Security System, Water Softener/Owned, Whirlpool Tub
Sale & Financing
Listed4/12/2026
Original Price$750,000
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$8,940
Parcel #22122013005001
Source: SparkMLS
Legal Description
COM AT SW COR TH N 556.95 TO POB TH N 100.03 FT TH E 1320.22 FT TH S 363.07 FT TH W 820.14 FT TH N 263.04 FT TH W 500.08 FT TO POB 7.98 ACRES SEC 1 T12N R2E ***NEW PARCEL SPLIT FROM 3005-000 1/17/98
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dawn M Hendrix
Coldwell Banker Professionals
Frequently Asked Questions about 4090 N Fordney Road, Hemlock, MI 48626
Which school district serves 4090 N Fordney Road, Hemlock, MI 48626?
Per MLS# 20261018129, 4090 N Fordney Road, Hemlock, MI 48626 is in the Hemlock boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hemlock directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261018129, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4090 N Fordney Road, Hemlock, MI 48626?
Per public tax records, annual property taxes for this property are $8,940. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4090 N Fordney Road, Hemlock, MI 48626 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4090 N Fordney Road, Hemlock, MI 48626 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4090 N Fordney Road, Hemlock, MI 48626?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Richland Twp police department or the Saginaw County sheriff's office.
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Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4090 N Fordney Road, Hemlock, MI 48626
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