Pending
4097 Chenlot Lane, Waterford, MI 48328
$269,900
MLS # 20261046336 (Realcomp)
3 beds2 baths1,325 sqftBuilt 20060.12 acres
1 / 44
Listing Description
Tucked away on a quiet paved street less than half a mile from Dodge State Park, the beach, boat launch, and marina, this beautifully maintained home offers the perfect blend of comfort and convenience. Enjoy relaxing on the back deck overlooking the private, fenced backyard, complete with a storage shed and sprinkler system. Inside, you'll find an updated laundry room, stainless steel appliances, custom primary closet built-ins, and plenty of storage throughout. Beautiful landscaping, a double-wide driveway, and a charming front pond complete the picture. Schedule your showing today!
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 2-bath, 1,325 sq ft, with original construction dating to 2006.
Listed at $269,900 (about $204/sq ft).
Annual property taxes run approximately $3,859 ($322/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,325 sqft
Lot Size0.12 acres
Year Built2006
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,550
State Equalized Value$126,900
Taxable Value$117,680
Parcel #1334482003
Source: Public Records
Legal Description
T3N, R9E, SEC 34 MENIWATERS SUB LOT 513
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Emily Kluck
Berkshire Hathaway HomeServices Kee Realty Oxford
Frequently Asked Questions about 4097 Chenlot Lane, Waterford, MI 48328
Which school district serves 4097 Chenlot Lane, Waterford, MI 48328?
Per MLS# 20261046336, 4097 Chenlot Lane, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261046336, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4097 Chenlot Lane, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $4,550. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4097 Chenlot Lane, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4097 Chenlot Lane, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4097 Chenlot Lane, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,859
Monthly$322
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,072
Principal & interest$1,751
Property taxes$322
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4097 Chenlot Lane, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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