Sold
41 Charles Street, Hillsdale, MI 49242
Sold on 02/06/2026 for$172,500
MLS # 20251059001 (Realcomp)
3 beds1 bath1,512 sqftBuilt 19620.19 acres
1 / 18
Listing Description
Welcome home to this charming yellow ranch in one of Hillsdale's most sought after neighborhoods.Set on a peaceful tree-lined street, this cozy single-story home offers effortless living with a bright, cheerful exterior and an inviting interior that radiates warmth. Sunlight fills every room, from the comfortable living area to the open kitchen, creating a space that feels both lived-in and lovingly cared for.The home’s easy layout provides just the right amount of room, whether you’re starting out or simplifying. With three bedrooms, one full bathroom, and a flexible sunroom there's room for everything you need. Located minutes from the hospital, Hillsdale College, fairgrounds, farmers market, and scenic country roads, this home blends convenience with the quiet charm of small-town living.Set your mind at ease when you consider the significant upgrades completed in the last few years: flooring throughout, central AC, furnace, water heater, and appliances. This little yellow ranch is more than a house—it’s the place you’ll want to come home to.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,512 sq ft home built in 1962 sits in Hillsdale in Hillsdale.
This home sold for $172,500 (about $114/sq ft).
Estimated annual property tax: $2,574, or about $214 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by Hillsdale Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,512 sqft
Lot Size0.19 acres
Year Built1962
Stories1
Location
CityHillsdale
Zip Code49242
CountyHillsdale
School DistrictHillsdale
Construction & Systems
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/2/2025
Sold Date2/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,574
Parcel #00643510301
Source: SparkMLS
Legal Description
COM NW COR SEC 35 TH E 774.875FT TH S 33 FT TO INT S LN HALLETT ST & E LN CHARLES ST TH S 165 FT TH E 50.125 FT TH N 165 FT TH W 50.125 FT TO POB 0.19A+/- LOT 15 FULLERS PLAT UNRECORDED SEC 35 T6S R3W FOURTH WARD AS OF 12/31/2018 - WARD 4 . W-4 COM A T INT S LN HALLETT ST & E LN CHARLES ST, TH E 50.125 FT TH S 165 FT TH W 50.125 FT TH N 165 FT TO POB. PART W 1/2 NW 1/4 SEC 35, T6S R3W UNPLATTED FO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erin Bisher
KW Realty Livingston
Frequently Asked Questions about 41 Charles Street, Hillsdale, MI 49242
What school district is 41 Charles Street, Hillsdale, MI 49242 in?
Per MLS# 20251059001, this property is served by Hillsdale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 41 Charles Street, Hillsdale, MI 49242?
Per MLS# 20251059001, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251059001, the most recent reported annual property tax for 41 Charles Street, Hillsdale, MI 49242 is $2,574. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 41 Charles Street, Hillsdale, MI 49242 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 41 Charles Street, Hillsdale, MI 49242 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 41 Charles Street, Hillsdale, MI 49242?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Hillsdale Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,086
Principal & interest$1,086
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsACD.netFiber
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Hillsdale Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
41 Charles Street, Hillsdale, MI 49242
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Municipality
Hillsdale
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