Sold
410 Stratford Road, Ferndale, MI 48220
Sold on 05/18/2026 for$360,000
MLS # 20261022098 (Realcomp)
3 beds2 baths1,302 sqftBuilt 20000.11 acres
1 / 38
Listing Description
Chic, move-in ready 3-bedroom, 2-bath home in fabulous Ferndale! Remodeled in 2022 with a professionally designed modern interior, this home features warm wood floors throughout, abundant natural light, and a stunning black-on-black kitchen with sleek finishes. Thoughtful updates blend style and comfort in every room. Enjoy the fenced yard—perfect for pets, entertaining, or gardening. All of this just a short walk to Ferndale’s popular shops, restaurants, and nightlife. Urban living with modern flair and neighborhood charm!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,302 sq ft home in Ferndale in Ferndale built in 2000.
This home sold for $360,000 (about $276/sq ft).
Estimated annual property tax: $7,692, or about $641 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,302 sqft
Lot Size0.11 acres
Year Built2000
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/6/2026
Sold Date5/17/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$7,692
State Equalized Value$151,930
Taxable Value$151,930
Parcel #2533482068
Source: Public Records
Legal Description
T1N, R11E, SEC 33 HARRINGTON WOODS SUB LOT 80 EXC E 60 FT 4-7-00 FR 054
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan French
Real Broker, LLC Troy
Frequently Asked Questions about 410 Stratford Road, Ferndale, MI 48220
Which school district serves 410 Stratford Road, Ferndale, MI 48220?
Per MLS# 20261022098, 410 Stratford Road, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 410 Stratford Road, Ferndale, MI 48220?
Per MLS# 20261022098, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 410 Stratford Road, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $7,692. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 410 Stratford Road, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 410 Stratford Road, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 410 Stratford Road, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,328
Principal & interest$2,328
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
410 Stratford Road, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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