Sold
4109 Coloma Road, Benton Harbor, MI 49022
Sold on 02/09/2026 for$225,000
MLS # 25043412 (Michigan Regional Information Center (MichRIC))
2 beds1 bath2,547 sqftBuilt 19400.8 acres
1 / 37
Listing Description
Incredible opportunity to own two properties being offered together for $279,900 in Coloma School District! Located just 5 minutes from the beach, this package includes two 2-bedroom, 1-bath homes along with a commercial-sized pole barn featuring an oversized door and plenty of space for storage or operations. Adding even more versatility, a heated building with its own bathroom offers the perfect setup for a storefront, workshop, or small business. Whether you're an investor looking for rental income, an entrepreneur seeking commercial potential, or simply someone who values space and flexibility, this property checks all the boxes. With high visibility and prime location, the options here are endless!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 2,547 sq ft home in Hagar Township in Benton Harbor built in 1940.
Closed at $225,000 (about $88/sq ft).
Property tax estimate: $3,051 per year ($254/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area2,547 sqft
Lot Size0.8 acres
Year Built1940
Stories1
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictColoma
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available, Cable Connected
Sale & Financing
Listed8/25/2025
Sold Date2/8/2026
Original Price$279,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,051
Tax Year2024
Assessed Value$75,734
Parcel #11-10-0022-0006-07-6
Source: SparkMLS
Legal Description
per title commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by The Frazee Team
Century 21 Affiliated
Frequently Asked Questions about 4109 Coloma Road, Benton Harbor, MI 49022
What school district is 4109 Coloma Road, Benton Harbor, MI 49022 in?
Per MLS# 25043412, this property is served by Coloma. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25043412, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25043412, the most recent reported annual property tax for 4109 Coloma Road, Benton Harbor, MI 49022 is $3,051 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4109 Coloma Road, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4109 Coloma Road, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4109 Coloma Road, Benton Harbor, MI 49022?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4109 Coloma Road, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,783
Principal & interest$1,783
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4109 Coloma Road, Benton Harbor, MI 49022
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Municipality
Hagar Township
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