Sold
411 Court Street, St. Joseph, MI 49085
Sold on 07/10/2026 for$155,000
MLS # 26027893 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,064 sqftBuilt 19000.05 acres
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Listing Description
Outstanding investment opportunity in the heart of St. Joseph. Located just a stones throw from downtown restaurants, shopping and Silver Beach. Priced to move fast and allow the buyer the opportunity to make the needed investment to update the home and still be money ahead. This would make a great weekend retreat as a vacation home or a long term rental as it's been for decades. Schedule your appointment now before it's gone.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,064 sq ft home built in 1900 sits in St Joseph in St. Joseph.
Final sale price: $155,000 (about $146/sq ft).
Estimated annual property tax: $2,699, or about $225 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,064 sqft
Lot Size0.05 acres
Year Built1900
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionWood Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed6/7/2026
Sold Date7/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,699
Tax Year2026
Assessed Value$48,784
Parcel #11-76-0340-0308-01-0
Source: SparkMLS
Legal Description
THE SWLY 33'OF LOT 308 ORIGINAL PLAT OF CITY OF ST JOSEPH WHOSE NELY BDY IS PAR TO SWLY BDY OF SD LOT 308
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Chris Marzke
@properties Christie's International R.E.
Frequently Asked Questions about 411 Court Street, St. Joseph, MI 49085
What school district is 411 Court Street, St. Joseph, MI 49085 in?
Per MLS# 26027893, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 411 Court Street, St. Joseph, MI 49085?
Per MLS# 26027893, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027893, the most recent reported annual property tax for 411 Court Street, St. Joseph, MI 49085 is $2,699 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 411 Court Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 411 Court Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 411 Court Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$973
Principal & interest$973
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
411 Court Street, St. Joseph, MI 49085
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Municipality
St Joseph
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