For Sale
411 N Elm Street N, Three Oaks, MI 49128
$449,000
MLS # 26036637 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,518 sqftBuilt 19100.31 acres
1 / 21
Listing Description
Fantastic Harbor Country Vacation Home... just steps from quaint and vibrant downtown Three Oaks, Michigan. This charming home with a classic front porch sits on an extra large 50 x 200+ lot. The huge back yard offers great outdoor space for games, (a future pool?) and an expansive open deck to entertain family and friends. The property also offers potential rental income...The entire house has been renovated and the eat-in kitchen and 4 bedrooms, 1.5 baths have been beautifully updated. The entire home feels bright and open...while retaining the charm of vintage wood floors and millwork. Just 75 minutes from downtown Chicago, and a bike ride away from sandy Lake Michigan beaches...this peaceful year round get-a-way can be yours to enjoy this Summer and throughout the coming seasons...
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,518 sq ft home built in 1910 sits in Three Oaks Township in Three Oaks.
Listed at $449,000 (about $296/sq ft).
Annual property taxes run approximately $4,906 ($409/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,518 sqft
Lot Size0.31 acres
Year Built1910
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleCabin, Craftsman, Farmhouse, Historic, Traditional, Other
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/15/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,906
Tax Year2025
Assessed Value$121,282
Parcel #11-47-6000-0001-01-0
Source: SparkMLS
Legal Description
THE S1/2 OF LOT 1 PIKES ADD TO VILL OF THREE OAKS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Megan VanVlierbergen
Megan Rose Van Vlierbergen
Frequently Asked Questions about 411 N Elm Street N, Three Oaks, MI 49128
Which school district serves 411 N Elm Street N, Three Oaks, MI 49128?
Per MLS# 26036637, 411 N Elm Street N, Three Oaks, MI 49128 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
What financing options are available for 411 N Elm Street N, Three Oaks, MI 49128?
Per MLS# 26036637, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 411 N Elm Street N, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $4,906 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 411 N Elm Street N, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 411 N Elm Street N, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 411 N Elm Street N, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,912
Principal & interest$2,912
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
411 N Elm Street N, Three Oaks, MI 49128
View full property history →
Municipality
Three Oaks Township
View all listings →
Get email alerts for new listings near 411 N Elm Street N
We'll notify you when something hits the market in Three Oaks Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.