Sold
411 W Chesterfield Street W, Ferndale, MI 48220
Sold on 06/22/2026 for$220,000
MLS # 20261036909 (Realcomp)
2 beds1 bath877 sqftBuilt 19390.1 acres
1 / 27
Listing Description
ALL OFFERS DUE TOMORROW MAY 24 2026 @1:00PM. THANK YOU Charming 2- bedroom brick ranch in desirable Ferndale featuring a spacious living room with cozy gas fireplace and beautiful hardwood floors throughout. Ideally located jus minutes from thriving downtown Ferndale with its popular dining, shopping, and entertainment options. Cute backyard patio, great for entertaining. Major updates include a new roof, gutters with gutter guards installed in 2024, offering added pease of mind and curb appeal.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 877 sq ft home built in 1939 sits in Ferndale in Ferndale.
This home sold for $220,000 (about $251/sq ft).
Property tax estimate: $4,027 per year ($336/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area877 sqft
Lot Size0.1 acres
Year Built1939
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
HeatingForced Air
WaterPublic
Sale & Financing
Listed5/21/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,027
State Equalized Value$94,960
Taxable Value$77,430
Parcel #2534454013
Source: Public Records
Legal Description
T1N, R11E, SEC 34 ADOLPH SLOMAN'S WOODWARD BLVD SUB LOT 202, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Josephine A Gunn
Keller Williams Paint Creek
Frequently Asked Questions about 411 W Chesterfield Street W, Ferndale, MI 48220
Which school district serves 411 W Chesterfield Street W, Ferndale, MI 48220?
Per MLS# 20261036909, 411 W Chesterfield Street W, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 411 W Chesterfield Street W, Ferndale, MI 48220?
Per MLS# 20261036909, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 411 W Chesterfield Street W, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $4,027. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 411 W Chesterfield Street W, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 411 W Chesterfield Street W, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 411 W Chesterfield Street W, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$1,362
Principal & interest$1,362
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
411 W Chesterfield Street W, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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