Pending
41116 Ginger Court, Sterling Heights, MI 48314
$625,000
MLS # 20261025661 (Realcomp)
3 beds3 baths4,540 sqftBuilt 19950.26 acres
1 / 69
Listing Description
Welcome to this beautifully maintained 3-bedroom, 2.1-bath colonial nestled on a quiet cul-de-sac in desirable Sterling Heights! A grand 2-story foyer creates an impressive first impression upon entry. The kitchen flows seamlessly into the large breakfast nook and the adjoining great room. Upstairs, you’ll find three generously sized bedrooms, including a primary suite with a private full bath. The partially finished basement offers flexible space ideal for a recreation room, home office, or gym. Enjoy outdoor living in the private backyard with plenty of space for gatherings, complete with a convenient storage shed. Conveniently located near shopping, dining, parks, and award-winning Utica Community Schools. Move-in ready—don’t miss this opportunity!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 4,540 sq ft home in Sterling Heights in Sterling Heights built in 1995.
Listed at $625,000 (about $138/sq ft).
Property tax estimate: $9,666 per year ($806/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area4,540 sqft
Lot Size0.26 acres
Year Built1995
Stories2
Location
CitySterling Heights
MunicipalitySterling Heights City
Zip Code48314
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed4/23/2026
Original Price$649,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,666
State Equalized Value$279,500
Taxable Value$245,847
Parcel #10-08-382-033
Source: Public Records
Legal Description
SPICEMILL SUBDIVISION #4 LOT 277
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sana Brikho
St Jude Realty
Frequently Asked Questions about 41116 Ginger Court, Sterling Heights, MI 48314
What school district is 41116 Ginger Court, Sterling Heights, MI 48314 in?
Per MLS# 20261025661, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261025661, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261025661, the most recent reported annual property tax for 41116 Ginger Court, Sterling Heights, MI 48314 is $9,666. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 41116 Ginger Court, Sterling Heights, MI 48314 eligible for USDA financing?
Per USDA Rural Development boundary data, 41116 Ginger Court, Sterling Heights, MI 48314 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 41116 Ginger Court, Sterling Heights, MI 48314 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$4,054
Principal & interest$4,054
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
41116 Ginger Court, Sterling Heights, MI 48314
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Municipality
Sterling Heights
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County
Macomb County
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