Pending
412 Merritt Street, Charlotte, MI 48813
$209,900
MLS # 26031216 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,054 sqftBuilt 18800.43 acres
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Listing Description
Beautiful 2 story home in the city of Charlotte. Close to the highway making it perfect for a commuter. Home features a main floor primary suite with its own bathroom and walk-in closet. Main floor also features a large eat-in kitchen with stainless appliances, formal dining room, large living room, mudroom, an additional bathroom, and a main floor laundry. Upper level has two huge bedrooms with ample closets. Large basement that is ready to be finished. Outside you will enjoy the large fenced yard and 1 car garage.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,054 sq ft home built in 1880 sits in Charlotte in Charlotte.
Asking $209,900 (about $102/sq ft).
Property tax estimate: $3,454 per year ($288/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,054 sqft
Lot Size0.43 acres
Year Built1880
Stories2
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Wood Siding
BasementCrawl Space, Michigan Basement, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed6/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,454
Tax Year2025
State Equalized Value$83,300
Taxable Value$72,262
Assessed Value$72,262
Parcel #20001830004001
Source: Public Records
Legal Description
COM 30 FT W & 295 FT N OF SE COR OF NE 1/4 OF SW 1/4, N 146.52 FT, S 89 DEG 17'25
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina M Danger
ERA Reardon Realty
Frequently Asked Questions about 412 Merritt Street, Charlotte, MI 48813
Which school district serves 412 Merritt Street, Charlotte, MI 48813?
Per MLS# 26031216, 412 Merritt Street, Charlotte, MI 48813 is in the Charlotte boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlotte directly to confirm enrollment eligibility.
What financing options are available for 412 Merritt Street, Charlotte, MI 48813?
Per MLS# 26031216, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 412 Merritt Street, Charlotte, MI 48813?
Per public tax records, annual property taxes for this property are $3,454 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 412 Merritt Street, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 412 Merritt Street, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 412 Merritt Street, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
412 Merritt Street, Charlotte, MI 48813
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Municipality
Charlotte
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