Sold
412 Oak Street, Dowagiac, MI 49047
Sold on 06/24/2026 for$199,999
MLS # 26004948 (Michigan Regional Information Center (MichRIC))
5 beds2 baths1,626 sqftBuilt 19000.2 acres
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Listing Description
*****BACK ON THE MARKET DUE TO NO FAULT OF THE SELLER!!!***** Welcome to 412 Oak Street, a beautifully fully remodeled home in the heart of charming Dowagiac, Michigan! This impressive property offers 5 spacious bedrooms and 2 full bathrooms, thoughtfully updated from top to bottom. The addition was taken down to the studs and completely rebuilt, delivering modern construction, quality craftsmanship, and peace of mind for years to come. Step inside to find a bright, open layout with generous room sizes, stylish finishes, and modern fixtures throughout -- perfect for both everyday living and entertaining. Whether you need space to spread out, work from home, or host guests, this home checks all the boxes. The location truly shines -- situated just steps from a local school, making daily routines a breeze, and nestled in a friendly, walkable neighborhood. Enjoy all that Dowagiac has to offer, from nearby parks and outdoor recreation to local shops & dining!
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 1,626 sq ft home built in 1900 sits in Dowagiac in Dowagiac.
Final sale price: $199,999 (about $123/sq ft).
Estimated annual property tax: $1,837, or about $153 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Dowagiac; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,626 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityDowagiac
MunicipalityDowagiac City
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Michigan Basement, Partial
HeatingForced Air
WaterPublic
SewerPublic
InteriorEat-in Kitchen
Sale & Financing
Listed4/29/2026
Sold Date6/23/2026
Original Price$215,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$1,837
Tax Year2025
Assessed Value$72,170
Parcel #14-160-300-619-00
Source: SparkMLS
Legal Description
. DW 1895 LOT 126 MCOMBER'S 3RD ADD CITY OF DOWAGIAC.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Beckham
Michigan Top Producers
Frequently Asked Questions about 412 Oak Street, Dowagiac, MI 49047
Which school district serves 412 Oak Street, Dowagiac, MI 49047?
Per MLS# 26004948, 412 Oak Street, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26004948, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 412 Oak Street, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $1,837 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 412 Oak Street, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 412 Oak Street, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 412 Oak Street, Dowagiac, MI 49047. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 412 Oak Street, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: City of Dowagiac. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Dowagiac City police department or the Cass County sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
Surf InternetFiber
8 GbpsFrontierFiber
7 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Dowagiac
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
412 Oak Street, Dowagiac, MI 49047
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Municipality
Dowagiac
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