Sold
412 S Stephenson, Royal Oak, MI 48067
Sold on 07/11/2025 for$202,000
MLS # 20250034391 (Realcomp)
3 beds1 bath1,060 sqftBuilt 19510.09 acres
1 / 17
Listing Description
Welcome to 412 S Stephenson Highway in vibrant Royal Oak! This charming 3-bedroom home is freshly painted, clean, and move-in ready, offering a spacious basement for additional storage or future expansion. Located just minutes from downtown, you'll enjoy easy access to top dining, shopping, and entertainment, as well as beautiful parks and award-winning schools. Perfect for those seeking a blend of suburban comfort and urban convenience!
Source: SparkMLS
About this home
Located in Royal Oak in Royal Oak, this property offers 3-bedroom, 1-bath, 1,060 sq ft, with original construction dating to 1951.
This home sold for $202,000 (about $191/sq ft).
Property tax estimate: $3,547 per year ($296/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,060 sqft
Lot Size0.09 acres
Year Built1951
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionAluminum Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/11/2025
Sold Date7/10/2025
Original Price$220,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,823
State Equalized Value$95,100
Taxable Value$53,130
Parcel #2523178011
Source: Public Records
Legal Description
T1N, R11E, SEC 23 STEPHENSON SUPER-HWY SUB NO 3 LOTS 1786 & 1787, ALSO 1/2 OF THAT PART OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kevin Winningham
Keller Williams Paint Creek
Frequently Asked Questions about 412 S Stephenson, Royal Oak, MI 48067
What school district is 412 S Stephenson, Royal Oak, MI 48067 in?
Per MLS# 20250034391, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 412 S Stephenson, Royal Oak, MI 48067?
Per MLS# 20250034391, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250034391, the most recent reported annual property tax for 412 S Stephenson, Royal Oak, MI 48067 is $2,823. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 412 S Stephenson, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA Rural Development boundary data, 412 S Stephenson, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 412 S Stephenson, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 412 S Stephenson, Royal Oak, MI 48067?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 412 S Stephenson, Royal Oak, MI 48067. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,547
Monthly$296
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,658
Principal & interest$1,362
Property taxes$296
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
412 S Stephenson, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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