For Sale
412 Washington Avenue, 415 Adams, Bay City, MI 48708
$224,900
MLS # 50169002 (MiRealSource)
2,463 sqftBuilt 19560.23 acres
1 / 14
Listing Description
Experience the potential of 2,500 sq. ft. of retail commercial space in the vibrant downtown Bay City area. Updated HVAC systems, exposed 12 ft ceilings. This property features a parking lot located behind it at 415 Adams, offering a generous total lot size of 200 feet deep by 50 feet wide. Located near City Hall, Starbucks and the new Pita Way, this is an opportunity waiting to be seized.
Source: SparkMLS
About this home
2,463 sq ft home in Bay City in Bay City built in 1956.
Asking $224,900 (about $91/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeIndustrial
Bathrooms0
Living Area2,463 sqft
Lot Size0.23 acres
Year Built1956
Location
CityBay City
Zip Code48708
CountyBay
Construction & Systems
ConstructionVinyl Siding, Brick
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/17/2025
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ken Kujawa
Century 21 Signature Realty
Frequently Asked Questions about 412 Washington Avenue, 415 Adams, Bay City, MI 48708
Is 412 Washington Avenue, 415 Adams, Bay City, MI 48708 eligible for USDA financing?
Per USDA Rural Development boundary data, 412 Washington Avenue, 415 Adams, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 412 Washington Avenue, 415 Adams, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 412 Washington Avenue, 415 Adams, Bay City, MI 48708?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 412 Washington Avenue, 415 Adams, Bay City, MI 48708. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
412 Washington Avenue, 415 Adams, Bay City, MI 48708
View full property history →
Municipality
Bay City
View all listings →
Get email alerts for new listings near 412 Washington Avenue
We'll notify you when something hits the market in Bay City or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.