Sold
4120 Lotus Drive, Waterford, MI 48329
Sold on 04/03/2026 for$225,000
MLS # 20261010231 (Realcomp)
2 beds1 bath1,067 sqftBuilt 19480.23 acres
1 / 46
Listing Description
Do not miss the chance to buy this sunny and serene bungalow in Waterford. The property features newly installed vinyl plank flooring, a completely renovated full bathroom, and fresh paint throughout the interior. The spacious kitchen boasts white cabinets along with a new dishwasher and modern fixtures. The upper space has been newly finished with updated windows and could serve as a third bedroom and office. The private backyard is fenced, ready for planting in spring. A large deck and covered porch are ideal for barbecues and entertaining guests. The attached garage accommodates a mid-sized vehicle and allows direct entry to the kitchen. Enjoy lake access to the nearby Lotus Lake beach, a highly sought-after amenity. With a new air conditioning unit installed for comfort year-round, this property is perfect for those who love lake life while enjoying the benefits of a large backyard. Please reach out to the agent for the Rentspree link.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,067 sq ft home built in 1948 sits in Waterford Township in Waterford.
Closed at $225,000 (about $211/sq ft).
Estimated annual property tax: $2,353, or about $196 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,067 sqft
Lot Size0.23 acres
Year Built1948
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Stone
BasementCrawl Space
Garage1 space
HeatingRadiant
SewerPublic
Sale & Financing
Listed2/17/2026
Sold Date4/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,944
State Equalized Value$77,370
Taxable Value$77,370
Parcel #1305103036
Source: Public Records
Legal Description
T3N, R9E, SEC 5 HARRIS PARK LOT 81
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Renate Debler
Max Broock, REALTORS®-Bloomfield Hills
Frequently Asked Questions about 4120 Lotus Drive, Waterford, MI 48329
Which school district serves 4120 Lotus Drive, Waterford, MI 48329?
Per MLS# 20261010231, 4120 Lotus Drive, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 4120 Lotus Drive, Waterford, MI 48329?
Per MLS# 20261010231, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4120 Lotus Drive, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $1,944. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4120 Lotus Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4120 Lotus Drive, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4120 Lotus Drive, Waterford, MI 48329. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4120 Lotus Drive, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,353
Monthly$196
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,681
Principal & interest$1,485
Property taxes$196
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4120 Lotus Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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