Sold
4129 Riverside Road, Benton Harbor, MI 49022
Sold on 10/17/2025 for$120,000
MLS # 25043413 (Michigan Regional Information Center (MichRIC))
2 beds1 bath776 sqftBuilt 19400.35 acres
1 / 12
Listing Description
Charming opportunity just 5 minutes from the beach! This property features a 2-bedroom, 1-bath home situated on a commercial-zoned parcel, offering endless possibilities. Whether you're looking for a personal residence, rental income, or a future business location, this home provides the flexibility you need. The detached 2-car garage with workshop space is perfect for storage or hobbies, making it even more functional. Located in a high-visibility area with easy access to town, this property is ideal for first-time buyers, investors, or entrepreneurs ready to take advantage of a versatile setup in a thriving location. Don't miss out on this affordable chance to own in a prime area!
Source: SparkMLS
About this home
Located in Hagar Township in Benton Harbor, this property offers 2-bedroom, 1-bath, 776 sq ft, with original construction dating to 1940.
Closed at $120,000 (about $155/sq ft).
Annual property taxes run approximately $1,245 ($104/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area776 sqft
Lot Size0.35 acres
Year Built1940
Stories1
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictColoma Community Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available, Cable Connected
Sale & Financing
Listed8/25/2025
Sold Date10/16/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,245
Tax Year2024
Assessed Value$30,904
Parcel #11-10-0022-0006-16-5
Source: SparkMLS
Legal Description
per title commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by The Frazee Team
Century 21 Affiliated
Frequently Asked Questions about 4129 Riverside Road, Benton Harbor, MI 49022
Which school district serves 4129 Riverside Road, Benton Harbor, MI 49022?
Per MLS# 25043413, 4129 Riverside Road, Benton Harbor, MI 49022 is in the Coloma Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coloma Community Schools directly to confirm enrollment eligibility.
What financing options are available for 4129 Riverside Road, Benton Harbor, MI 49022?
Per MLS# 25043413, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4129 Riverside Road, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,245 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4129 Riverside Road, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4129 Riverside Road, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4129 Riverside Road, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4129 Riverside Road, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4129 Riverside Road, Benton Harbor, MI 49022
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Municipality
Hagar Township
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