Sold
413 COTTONWOOD Drive, Lapeer, MI 48446
Sold on 07/08/2025 for$465,000
MLS # 20250032531 (Realcomp)
3 beds4 baths3,241 sqftBuilt 19975.27 acres
1 / 41
Listing Description
Nestled at the end of a peaceful cul-de-sac. This beautiful home offers 3 bedrooms, 2 full baths and 2 half baths. Making for a spacious 3,165 square feet of refined living space, with additional finished sq ft in the basement and bonus room. As you step inside, you’ll be greeted by the warmth of hardwood floors and an inviting living room, complete with a cozy fireplace. The first floor features a luxurious Master bedroom designed for convivence with a walk-in closet. A generous sized Master bathroom with walk-in shower and jetted tub. Upstairs, the home continues to impress with two generously sized bedrooms, each fitted with their own walk-in closet. The finished bonus room above the garage is accessible from inside the house. Providing a flexible space that can serve as a home office, gym, or playroom – the possibilities are endless!The finished basement features knotty pine walls enhancing the cozy ambiance with the convenience of a half bath. It's also plumbed for a wet bar! Exterior amenities include a meticulously maintained outdoor space. A standout feature is the 24x32 pole barn which is insulated, heated, and finished with stylish knotty pine walls and corrugated steel – ideal for projects, storage, or as an additional entertainment area. With its thoughtful layout you won't want to miss the opportunity to make this house your new HOME!
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 3,241 sq ft home built in 1997 sits in Mayfield Township in Lapeer.
Final sale price: $465,000 (about $143/sq ft).
Estimated annual property tax: $2,216, or about $185 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,241 sqft
Lot Size5.27 acres
Year Built1997
Stories2
Location
CityLapeer
MunicipalityMayfield Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionStone, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Humidifier, Security System, Water Softener/Owned
Sale & Financing
Listed5/8/2025
Sold Date7/7/2025
Original Price$474,500
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
HOA
HOA Fee$200 / Annually
IncludesSnow Removal, Other
Source: SparkMLS
Tax Information
Annual Tax$2,216
Parcel #01400400765
Source: SparkMLS
Legal Description
SEC 4 T8N R10E BEG AT A PT ON THE N SEC LI THAT IS N88-29-29E 12.54 FT ALONG N SEC LI TO THE S 1/4 COR SEC 33 T9N R10E AND N88-38-53 E 1046 FT ALONG N SEC LI FROM THE N 1/4 COR SEC 4; TH CONT ALONG SAID N SEC LI N88-38-52E 246.66 FT; TH S00-32-50E 954.75 FT; TH N41-45-00W 508.49 FT TO CNTR OF A 75 FT RADIUS CUL-DE-SAC; TH N08-16-46E 575.52 FT TO POB. CONTAINS 5.277 ACRES.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Samantha Longo
RE/MAX Edge
Frequently Asked Questions about 413 COTTONWOOD Drive, Lapeer, MI 48446
Which school district serves 413 COTTONWOOD Drive, Lapeer, MI 48446?
Per MLS# 20250032531, 413 COTTONWOOD Drive, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20250032531, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 413 COTTONWOOD Drive, Lapeer, MI 48446?
Per public tax records, annual property taxes for this property are $2,216. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 413 COTTONWOOD Drive, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 413 COTTONWOOD Drive, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 413 COTTONWOOD Drive, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Mayfield Twp police department or the Lapeer County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,030
Principal & interest$3,013
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 COTTONWOOD Drive, Lapeer, MI 48446
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Municipality
Mayfield Township
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