For Sale
413 N Rath Avenue, Ludington, MI 49431
$374,900
MLS # 26027311 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,510 sqftBuilt 18900.19 acres
1 / 33
Listing Description
This Downtown Ludington home radiates 4-Seasons enjoyment! Old world craftsmanship and high ceilinged charm provide the backdrop for this bright & cheery 3 bed/2 full bath home. Gleaming wood floors lead you into a delightful main level where you will find spacious rooms & a flexible layout to suit your needs including a convenient laundry with access to back yard. The renovated kitchen with newly installed range and refrigerator add much utility to culinary pursuits! Upper level provides another full bath and two additional bedrooms with freshly painted plank floors and bright spaces! And, then we exit to the perfect back yard oasis set up to allow hours of enjoyment from barbeques to fireside conversations - vegetable garden tending to developing your own greenery to frame your space. Need to get out of the sun or the rain? Enter into the clubhouse and let the enjoyment continue! Don't miss the established compost beside the detached 2 car garage!!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,510 sq ft home in Ludington in Ludington built in 1890.
Listed at $374,900 (about $248/sq ft).
Estimated annual property tax: $4,104, or about $342 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,510 sqft
Lot Size0.19 acres
Year Built1890
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingSteam
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed6/5/2026
Original Price$399,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,104
Tax Year2026
State Equalized Value$145,800
Taxable Value$108,551
Assessed Value$111,481
Homestead (PRE)100%
Parcel #051-100-044-00
Source: Public Records
Legal Description
ADDITON NO. 4 LOT 5 BLOCK 140.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Renee Malburg
Five Star RE Ludington
Frequently Asked Questions about 413 N Rath Avenue, Ludington, MI 49431
What school district is 413 N Rath Avenue, Ludington, MI 49431 in?
Per MLS# 26027311, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 413 N Rath Avenue, Ludington, MI 49431?
Per MLS# 26027311, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027311, the most recent reported annual property tax for 413 N Rath Avenue, Ludington, MI 49431 is $4,104 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 413 N Rath Avenue, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 413 N Rath Avenue, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 N Rath Avenue, Ludington, MI 49431
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Municipality
Ludington
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