Sold
413 S Clay Street, Sturgis, MI 49091
Sold on 06/30/2026 for$90,000
MLS # 26020908 (Michigan Regional Information Center (MichRIC))
2 beds1 bath884 sqftBuilt 19500.25 acres
1 / 1
About this home
This 2-bedroom, 1-bath, 884 sq ft home built in 1950 sits in Sturgis in Sturgis.
Closed at $90,000 (about $102/sq ft).
Property tax estimate: $1,732 per year ($144/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area884 sqft
Lot Size0.25 acres
Year Built1950
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
ConstructionAluminum Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/7/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,732
Tax Year2025
Assessed Value$38,275
Parcel #052-110-060-00
Source: SparkMLS
Legal Description
LOT 12 BLK 54. BUNNELLS ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jody Heckman
Blu Ash Properties
Frequently Asked Questions about 413 S Clay Street, Sturgis, MI 49091
What school district is 413 S Clay Street, Sturgis, MI 49091 in?
Per MLS# 26020908, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26020908, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020908, the most recent reported annual property tax for 413 S Clay Street, Sturgis, MI 49091 is $1,732 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 413 S Clay Street, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 413 S Clay Street, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
Map
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Monthly payment$649
Principal & interest$649
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 S Clay Street, Sturgis, MI 49091
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Municipality
Sturgis
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