For Sale
413 W 4th Street, Pinconning, MI 48650
$145,000
MLS # 1943294 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19530.14 acres
1 / 58
Listing Description
Move in ready ranch style 2 bedroom home with full basement and 1 car garage. Conveniently located in the heart of Pinconning, close to restaurants, shopping, Saginaw Bay, outdoor recreation. A few miles from some of the world's best fishing and Saganing Eagles Landing resort & Casino. Easy access to M-13/US-23, I-75 at the gateway area of northeastern Michigan. 2 hour drive from Detroit metro, Lansing, Port Huron, Mackinaw Bridge, Traverse City and more. New Wallside Windows installed in 2025 with Lifetime Warranty. New flooring in living room, new entry door and new door knobs and deadbolt locks. Low maintenance exterior and privacy fenced backyard. Steel roof, newer furnace, water heater, gutters with leaf guard protection. Perfect starter home, retiree home, affordable living at its best. Priced affordably in this limited inventory market.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1953 sits in Pinconning in Pinconning.
Listed at $145,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.14 acres
Year Built1953
Stories1
Location
CityPinconning
Zip Code48650
CountyBay
Construction & Systems
BasementDaylight, Other
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/28/2026
Original Price$155,000
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by DAVE NAGY
Unknown Office
Frequently Asked Questions about 413 W 4th Street, Pinconning, MI 48650
What type of financing is accepted for this listing?
Per MLS# 1943294, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 413 W 4th Street, Pinconning, MI 48650 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 413 W 4th Street, Pinconning, MI 48650 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$940
Principal & interest$940
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 W 4th Street, Pinconning, MI 48650
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Municipality
Pinconning
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