For Sale
413 W Saint Joseph Street, Lawrence, MI 49064
$125,000
MLS # 26012369 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,681 sqftBuilt 19000.18 acres
1 / 25
Listing Description
This classic 4 bed/ 1 bath home in the heart of Lawrence is waiting for its next owners to give it some love! With a spacious living room, formal dining room, and a sunny east-side sun room that could become a perfect patio, the home offers lots of potential. Updates include a steel roof, and central air, and updated electrical, plus wheelchair ramps front and back. Located right on Main Street, you'll enjoy the charm of small-town Village just steps from local school, park and shops!
Source: SparkMLS
About this home
Located in Lawrence Village in Lawrence, this property offers 4-bedroom, 1-bath, 1,681 sq ft, with original construction dating to 1900.
Currently offered at $125,000 (about $74/sq ft).
Estimated annual property tax: $3,241, or about $270 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,681 sqft
Lot Size0.18 acres
Year Built1900
Stories2
Location
CityLawrence
MunicipalityLawrence Vllg
Zip Code49064
CountyVan Buren
School DistrictLawrence
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/9/2026
Original Price$165,000
Terms AcceptedCash, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,787
Tax Year2025
State Equalized Value$69,900
Taxable Value$32,166
Assessed Value$33,163
Homestead (PRE)100%
Parcel #80-44-349-032-00
Source: Public Records
Legal Description
713 9-3-15 763-178 1713-376 *** BEG ON S L ST JOSEPH ST AT PT 74 R W FROM E SEC L, TH S 132', TH W 66', TH N 132' TO S L ST JOSEPH ST, TH E ALG S L SD ST 66' TO BEG UNPLATTED.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alicia M Lorenzo
Compass Realty
Frequently Asked Questions about 413 W Saint Joseph Street, Lawrence, MI 49064
What school district is 413 W Saint Joseph Street, Lawrence, MI 49064 in?
Per MLS# 26012369, this property is served by Lawrence. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012369, the seller has indicated this property accepts the following financing types: Cash, Rural Development, MSHDA, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012369, the most recent reported annual property tax for 413 W Saint Joseph Street, Lawrence, MI 49064 is $1,787 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 413 W Saint Joseph Street, Lawrence, MI 49064 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 413 W Saint Joseph Street, Lawrence, MI 49064 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lawrence Vllg police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$3,241
Monthly$270
Millage rate46.3661 mills
Municipality: Village of Lawrence
School district: LAWRENCE PUBLIC SCHOOL DIST
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,081
Principal & interest$811
Property taxes$270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 W Saint Joseph Street, Lawrence, MI 49064
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Municipality
Lawrence Village
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