For Sale
4136 Ironside Drive, Waterford, MI 48329
$249,000
MLS # 20261049697 (Realcomp)
3 beds2 baths2,858 sqftBuilt 19760.24 acres
1 / 16
Listing Description
HUD Home. Spacious ranch offering 3 bedrooms, a formal living room, and a large family room with a cozy fireplace. The functional walk-through kitchen provides ample cabinet space and opens to a comfortable breakfast nook. A versatile bonus room off the dining area, previously used as a formal dining room, would also make an ideal home office, playroom, or flex space. Nestled on a great lot with a fenced backyard, this home offers plenty of potential for updates and personalization. Conveniently located with easy access to shopping, dining, and other amenities along Dixie Highway. Sold "AS IS" by elec. bid only. Bids open 7/13/26 then daily until sold. FHA Case 261-891862. IE- FHA 203K eligible. See HUDHomestore.gov for more information.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 2-bath, 2,858 sq ft, with original construction dating to 1976.
Currently offered at $249,000 (about $87/sq ft).
Estimated annual property tax: $4,133, or about $344 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,858 sqft
Lot Size0.24 acres
Year Built1976
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,106
State Equalized Value$135,920
Taxable Value$78,000
Parcel #1304278021
Source: Public Records
Legal Description
T3N, R9E, SEC 4 LAKELAND ESTATES NO 3 LOT 110
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Evduza Ramaj
Inside Realty, LLC
Frequently Asked Questions about 4136 Ironside Drive, Waterford, MI 48329
Which school district serves 4136 Ironside Drive, Waterford, MI 48329?
Per MLS# 20261049697, 4136 Ironside Drive, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261049697, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4136 Ironside Drive, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $3,106. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4136 Ironside Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4136 Ironside Drive, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4136 Ironside Drive, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$4,133
Monthly$344
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,959
Principal & interest$1,615
Property taxes$344
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4136 Ironside Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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