Canceled
4136 Lakeshore, Boyne City, MI 49712
$999,500
MLS # 1943384 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 19901.3 acres
1 / 58
Listing Description
Experience the perfect fusion of natural beauty and modern sophistication with this rare opportunity. Boasting 165’ of private frontage on Lake Charlevoix and set on 1.3 acres just 2 miles from downtown Boyne City, this home offers stunning, unobstructed views across the water to Young State Park. Completely renovated down to the studs from 2019–2025, every detail has been thoughtfully transformed. The waterfront experience is elevated by an expansive premium Bulmann dock system and Shore Station boat lift, creating the ultimate summer setup. Inside, peace of mind comes standard with a specialized Cool Vent insulated cold roof system and a fully encapsulated crawl space with transferable warranty. The interior radiates a fresh coastal aesthetic with new HPL flooring, professional paint throughout, and all-new appliances—including a stainless kitchen suite with gas range and wine fridge, plus a high-capacity washer and dryer. The chef’s kitchen is anchored by premium quartz surfaces and beautifully updated cabinetry. Spa-inspired bathrooms feature custom-tiled showers with new glass doors and a deep soaking tub accented by coastal shiplap. Dual high-efficiency HVAC systems and a new water heater complete the mechanical upgrades. An extra-deep 2-car garage with brand-new front and back doors offers incredible flexibility—perfect to turn into a rec space, workshop, or exceptional storage. A large second living room/den or office provides additional space to relax or work from home. Outside, enjoy new irrigation, fresh sod, and a custom firepit overlooking the lake. See additional documents for list of all improvements Rental permits available for added investment potential. Seller is a licensed real estate agent in the State of Michigan.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1990 sits in Boyne City.
Listed at $999,500.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms4
Bathrooms2
Lot Size1.3 acres
Year Built1990
Stories1
Location
CityBoyne City
Zip Code49712
CountyCharlevoix
Construction & Systems
BasementCrawl Space, Other
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed3/31/2026
Original Price$1,195,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brad Morton
Berkshire Hathaway HomeServices-Boyne City
Frequently Asked Questions about 4136 Lakeshore, Boyne City, MI 49712
Can I use FHA or VA financing for this property?
Per MLS# 1943384, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4136 Lakeshore, Boyne City, MI 49712 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4136 Lakeshore, Boyne City, MI 49712 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$6,483
Principal & interest$6,483
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4136 Lakeshore, Boyne City, MI 49712
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