Under Contract
414 Cedar Street, Manistee, MI 49660
$450,000
MLS # 26029460 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,580 sqftBuilt 18670.36 acres
1 / 70
Listing Description
Step back in time and own a piece of Manistee history! Originally part of a grand Lumber Baron estate built in 1877, this charming Victorian home blends historic character with everyday comfort. Featuring 4 bedrooms, 1.5 baths, two fireplaces, and beautiful hardwood floors, the home showcases the craftsmanship of a bygone era. An attached garage and spacious lot-and-a-half provide plenty of room for outdoor enjoyment. Located in the heart of historic Manistee, a community renowned for its rich lumbering heritage, this property is just minutes from the Manistee Golf & Country Club and award-winning First Street Beach, recently recognized as the nation's Best Lake Beach by USA Today's 10Best Readers' Choice Awards.Historic charm, an unbeatable location, and a story worth preserving--this is Manistee living at its finest. #ManisteethePlacetoBe #MyManistee #justaskgini
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,580 sq ft home in Manistee in Manistee built in 1867.
Asking $450,000 (about $174/sq ft).
Estimated annual property tax: $5,175, or about $431 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,580 sqft
Lot Size0.36 acres
Year Built1867
Stories2
Location
CityManistee
MunicipalityCity of Manistee
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
StyleVictorian
ConstructionBlock, Concrete, Wood Siding
BasementFull
Garage1 space
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,966
Tax Year2025
State Equalized Value$189,800
Taxable Value$139,026
Assessed Value$139,026
Homestead (PRE)100%
Parcel #51-340-712-05
Source: Public Records
Legal Description
E & J CANFIELDS ADD LOT 9, EXC N 10 FT & N 10 FT OF LOT 12 EXC THAT PORTION THEREOF LYING WITHIN THE FOLL DESC, COM AT NW COR OF LOT 12, TH E 31 FT, TH S 30 MIN W 33 FT, TH S 23 DEG 30 MIN E 98 FT, TH W 37.25 FT TO SW COR OF SD LOT, TH N 15 DEG W ALG W LI OF SD LOT 124.25 FT TO POB. BLOCK 7 _____P.ADDR: 414 CEDAR ST SALE(74) 370 1327 190 (96) 725 1639 0902 (00) 1700 4737 0868 (06) 10978 0480, 17
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Virginia M Pelton
CENTURY 21 Northland
Frequently Asked Questions about 414 Cedar Street, Manistee, MI 49660
Which school district serves 414 Cedar Street, Manistee, MI 49660?
Per MLS# 26029460, 414 Cedar Street, Manistee, MI 49660 is in the Manistee boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Manistee directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26029460, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 414 Cedar Street, Manistee, MI 49660?
Per public tax records, annual property taxes for this property are $5,966 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 414 Cedar Street, Manistee, MI 49660 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 414 Cedar Street, Manistee, MI 49660 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 414 Cedar Street, Manistee, MI 49660?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Manistee police department or the Manistee County sheriff's office.
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Tax Estimate
$
Annual tax$5,175
Monthly$431
Millage rate27.2668 mills
Municipality: City of Manistee
School district: MANISTEE AREA PUBLIC SCHOOLS
County: Manistee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,350
Principal & interest$2,919
Property taxes$431
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
414 Cedar Street, Manistee, MI 49660
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Municipality
Manistee
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