Sold
414 Oak Street, Ypsilanti, MI 48198
Sold on 06/12/2026 for$380,000
MLS # 20261036186 (Realcomp)
5 beds2 baths2,320 sqftBuilt 18600.25 acres
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Listing Description
Welcome home to spacious 414 Oak Street in the heart of Ypsilanti’s charming Depot Town area! Thisquintessential historic Colonial offers the perfect blend of character, space, and walkability. Juststeps from Depot Town, you can enjoy restaurants, coffee shops, parks, festivals, nightlife, and localfavorites right from your front door.Inside, this unforgettable home features 5 bedrooms, 1.5 baths, two large common living areas, a spaciouskitchen, beautiful oak trim, a stunning solid oak staircase, and a super cool historic oak peek-a-boofront door window that immediately sets the tone for the home’s unique personality.
Source: SparkMLS
About this home
Located in Ypsilanti in Ypsilanti, this property offers 5-bedroom, 2-bath, 2,320 sq ft, with original construction dating to 1860.
This home sold for $380,000 (about $164/sq ft).
Estimated annual property tax: $5,341, or about $445 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,320 sqft
Lot Size0.25 acres
Year Built1860
Stories2
Location
CityYpsilanti
MunicipalityYpsilanti City
Zip Code48198
CountyWashtenaw
School DistrictYpsilanti
Construction & Systems
ConstructionVinyl Siding, Wood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/18/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,341
Parcel #111104490002
Source: SparkMLS
Legal Description
*OLD SID - 11 11-446-573-20 YP CITY 27E-65 W 65.34' - E 130.68' - N 165' - LOT 573 M. NORRIS, B.FOLLETT, C. JOSLIN & E. M. SKINNER ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLHistoric District: Ypsilanti Historic District (2025)
Exterior changes may require Historic District Commission (HDC) approval
Source: City of Ypsilanti Historic District CommissionUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kerin Goedert
Epique Realty
Frequently Asked Questions about 414 Oak Street, Ypsilanti, MI 48198
What school district is 414 Oak Street, Ypsilanti, MI 48198 in?
Per MLS# 20261036186, this property is served by Ypsilanti. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 414 Oak Street, Ypsilanti, MI 48198?
Per MLS# 20261036186, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036186, the most recent reported annual property tax for 414 Oak Street, Ypsilanti, MI 48198 is $5,341. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 414 Oak Street, Ypsilanti, MI 48198 eligible for USDA financing?
Per USDA Rural Development boundary data, 414 Oak Street, Ypsilanti, MI 48198 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 414 Oak Street, Ypsilanti, MI 48198 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is this property in a historic district?
Per local historic district records, 414 Oak Street, Ypsilanti, MI 48198 is located within the Ypsilanti Historic District (2025). Properties in locally-designated historic districts may require Historic District Commission (HDC) approval for exterior modifications. Contact the local HDC for current guidelines.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$2,367
Principal & interest$2,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
414 Oak Street, Ypsilanti, MI 48198
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Municipality
Ypsilanti
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County
Washtenaw County
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