Sold
414 River Road, Coldwater, MI 49036
Sold on 06/29/2026 for$169,900
MLS # 26020125 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,520 sqftBuilt 19300.98 acres
1 / 37
Listing Description
West Long Lake Waterfront - 2 Bedroom, 2 Bath Home! Escape to the beauty of lake living with this inviting 2 bedroom, 2 bath home offering frontage on West Long Lake. Inside, you'll love the open layout featuring vaulted ceilings in the kitchen and great room, creating a bright and spacious feel. A wood stove brings a cozy touch for those cooler nights, while the gas forced air furnace keeps the home comfortable year-round. Whether you're looking for a weekend retreat or a place to call home full-time, this property is ideal for anyone who enjoys the outdoors. Spend your days kayaking, watching wildlife, or simply taking in the peaceful surroundings. Tucked away in a quiet, natural setting but still just a short drive to Coldwater, you truly get the best of both worlds--relaxing waterfront living with convenient access to town.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,520 sq ft home built in 1930 sits in Coldwater.
Closed at $169,900 (about $112/sq ft).
Annual property taxes run approximately $1,613 ($134/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,520 sqft
Lot Size0.98 acres
Year Built1930
Stories2
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Slab
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/5/2026
Sold Date6/28/2026
Terms AcceptedCash, Conventional
Concessions$5,947
Source: SparkMLS
Tax Information
Annual Tax$1,613
Tax Year2025
Assessed Value$36,773
Parcel #1207001830001502
Source: SparkMLS
Legal Description
on file at listing office
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marilyn Ostrander
Southern Marsh Realty
Frequently Asked Questions about 414 River Road, Coldwater, MI 49036
Which school district serves 414 River Road, Coldwater, MI 49036?
Per MLS# 26020125, 414 River Road, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26020125, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 414 River Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,613 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 414 River Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 414 River Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 414 River Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
414 River Road, Coldwater, MI 49036
View full property history →
Get email alerts for new listings near 414 River Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.