Sold
414 S Barrett Street, Niles, MI 49120
Sold on 07/08/2026 for$228,000
MLS # 26022860 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,631 sqftBuilt 19100.34 acres
1 / 30
Listing Description
Motivated Sellers! Bring all offers! Welcome home to this beautifully maintained, entirely move-in ready gem tucked away on a quiet street while remaining incredibly close to everything you need. Situated on a generous 0.34-acre city lot, this property offers the perfect blend of peaceful privacy and urban convenience, with easy access to downtown Niles, Buchanan, and major highways for a quick commute to Indiana or Illinois. From the moment you arrive, you will appreciate the excellent curb appeal and the peace of mind that comes with big-ticket updates already taken care of, including a new roof installed in 2021 and a new central air conditioning unit from 2022. Step inside to a bright and inviting main level that flows effortlessly from the welcoming front entryway into a spacious living room, a formal dining room perfect for gatherings, and a well-appointed kitchen. A full bathroom on this floor adds ultimate convenience for daily living and guests alike.
Source: SparkMLS
About this home
Located in Niles in Niles, this property offers 3-bedroom, 2-bath, 1,631 sq ft, with original construction dating to 1910.
Closed at $228,000 (about $140/sq ft).
Estimated annual property tax: $1,973, or about $164 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,631 sqft
Lot Size0.34 acres
Year Built1910
Stories2
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleCape Cod, Traditional
ConstructionAluminum Siding
BasementFull, Walk-Out Access
HeatingBaseboard, Forced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Pantry
Sale & Financing
Listed5/15/2026
Sold Date7/7/2026
Original Price$240,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$8,957
Source: SparkMLS
Tax Information
Annual Tax$1,973
Tax Year2025
Assessed Value$52,720
Parcel #11-74-1700-0046-01-8
Source: SparkMLS
Legal Description
Lot(s) 46 and 47 of DELAHUNT'S ADDITION TO THE CITY OF NILES according to the plat thereof recorded in Liber 7 of Plats, Page 28 of Berrien County Records.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by The Rudlaff Group
Century 21 Affiliated
Frequently Asked Questions about 414 S Barrett Street, Niles, MI 49120
Which school district serves 414 S Barrett Street, Niles, MI 49120?
Per MLS# 26022860, 414 S Barrett Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What financing options are available for 414 S Barrett Street, Niles, MI 49120?
Per MLS# 26022860, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 414 S Barrett Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $1,973 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 414 S Barrett Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 414 S Barrett Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 414 S Barrett Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,498
Principal & interest$1,498
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
414 S Barrett Street, Niles, MI 49120
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Municipality
Niles
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