Sold
414 S Chicago Street, Litchfield, MI 49252
Sold on 12/19/2025 for$262,500
MLS # 25030792 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,384 sqftBuilt 19704.67 acres
1 / 35
Listing Description
Discover your slice of country paradise at 414 S. Chicago St in Litchfield! This charming 3-bedroom, 1-bath home sits on almost 5 sprawling acres, offering the perfect blend of serene rural living with the convenience of being close to the city, amenities, and schools. Step inside to a welcoming main floor featuring a large living room with a cozy fireplace, ideal for relaxing evenings. You'll also find the primary bedroom, a second bedroom, the kitchen, and a dedicated laundry area on this level for ultimate convenience. The third bedroom is privately situated upstairs, offering flexibility and extra space. Enjoy the outdoors on the nice deck, complete with a lovely sitting area and a pool—perfect for cooling off on hot summer days and entertaining guests. The property also boasts an
Source: SparkMLS
About this home
Located in Litchfield in Litchfield, this property offers 3-bedroom, 1-bath, 2,384 sq ft, with original construction dating to 1970.
This home sold for $262,500 (about $110/sq ft).
Property tax estimate: $1,983 per year ($165/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,384 sqft
Lot Size4.67 acres
Year Built1970
Stories2
Location
CityLitchfield
MunicipalityLitchfield City
Zip Code49252
CountyHillsdale
School DistrictLitchfield Community Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed6/24/2025
Sold Date12/18/2025
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$12,500
Source: SparkMLS
Tax Information
Annual Tax$1,983
Tax Year2025
Assessed Value$59,218
Parcel #19-040-001-297
Source: SparkMLS
Legal Description
LOT 263 ASSESSORS PLAT SEC 15 T5S R4W NW1/4 CITY OF LITCHFIELD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by NEAL W SANFORD
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Frequently Asked Questions about 414 S Chicago Street, Litchfield, MI 49252
Which school district serves 414 S Chicago Street, Litchfield, MI 49252?
Per MLS# 25030792, 414 S Chicago Street, Litchfield, MI 49252 is in the Litchfield Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Litchfield Community Schools directly to confirm enrollment eligibility.
What financing options are available for 414 S Chicago Street, Litchfield, MI 49252?
Per MLS# 25030792, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 414 S Chicago Street, Litchfield, MI 49252?
Per public tax records, annual property taxes for this property are $1,983 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 414 S Chicago Street, Litchfield, MI 49252 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 414 S Chicago Street, Litchfield, MI 49252 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 414 S Chicago Street, Litchfield, MI 49252. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 414 S Chicago Street, Litchfield, MI 49252?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Litchfield City police department or the Hillsdale County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsBrightspeedDSL
80 MbpsDMCI Broadband LLCLicensed Fixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
414 S Chicago Street, Litchfield, MI 49252
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Municipality
Litchfield
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