For Sale
414 S Oakley Street, Saginaw, MI 48602
$76,900
MLS # 20261048953 (Realcomp)
4 beds2 baths1,300 sqftBuilt 19240.09 acres
1 / 8
Listing Description
Turnkey Duplex Opportunity! Don't miss this exceptional opportunity to own a well-maintained duplex offering flexibility for both investors and owner-occupants. Whether you're looking to generate rental income, house hack, or expand your investment portfolio, this property presents outstanding value in an established Saginaw neighborhood.Each unit offers comfortable living spaces with functional layouts, generous natural light, and practical floor plans designed for everyday living. The property also features a detached garage, a private yard, and ample outdoor space for tenants or future owner-occupants to enjoy.Conveniently located near downtown Saginaw, schools, parks, shopping, restaurants, healthcare facilities, and major roadways including I-675, this property provides easy access throughout the Great Lakes Bay Region. With strong rental demand and excellent long-term investment potential, this duplex is a fantastic opportunity to build wealth through real estate.24-hour notice required for all showings. Please do not disturb occupants.Novation: Buyer holds an equitable interest in the property and is marketing the property with the owner's authorization for the purpose of locating a new buyer.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,300 sq ft home built in 1924 sits in Saginaw in Saginaw.
Asking $76,900 (about $59/sq ft).
Annual property taxes run approximately $1,896 ($158/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,300 sqft
Lot Size0.09 acres
Year Built1924
Stories2
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/26/2026
Original Price$78,000
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,896
Parcel #17038700100
Source: SparkMLS
Legal Description
LOT 2,EXC.S.WLY.35.55 FT.,LOT 3,EXC.N.ELY.30 FT.,BLK.162,CITY OF SAGINAW IN DIVISION SOUTH OF CASS STREET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sonny Kaushik
Ikon Property Group
Frequently Asked Questions about 414 S Oakley Street, Saginaw, MI 48602
What financing options are available for 414 S Oakley Street, Saginaw, MI 48602?
Per MLS# 20261048953, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 414 S Oakley Street, Saginaw, MI 48602?
Per public tax records, annual property taxes for this property are $1,896. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 414 S Oakley Street, Saginaw, MI 48602 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 414 S Oakley Street, Saginaw, MI 48602 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 414 S Oakley Street, Saginaw, MI 48602?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
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Monthly payment$499
Principal & interest$499
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
414 S Oakley Street, Saginaw, MI 48602
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Municipality
Saginaw
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