Under Contract
4145 Chatfield Lane, Troy, MI 48098
$875,000
MLS # 20261030238 (Realcomp)
3 beds5 baths5,912 sqftBuilt 20010 acres
1 / 64
Listing Description
Welcome to this magnificent three-bedroom, four full and one half bath condo in the highly acclaimed Chatfield Commons. This sophisticated first-floor residence showcases hardwood floors, soaring ceilings, and exceptional attention to detail throughout. A welcoming foyer opens to a private library, while the spacious great room features a ceramic-surround gas fireplace and French doors leading to a stunning sunroom—perfect for relaxing or entertaining. The gourmet kitchen is beautifully appointed with stainless steel appliances, a center island, and ample cabinetry. A convenient first-floor laundry adds to the home’s functionality. The luxurious primary suite is a true retreat, offering French doors to a private paver patio, a dedicated office, two generous custom walk-in closets, and a spa-inspired bath complete with a garden tub, dual vanities, and an oversized shower. Upstairs, two additional bedroom suites provide comfort and privacy for family or guests. The finished lower level expands the living space with a large family room, exercise room, full bath, and abundant storage. Surrounded by professionally manicured, private grounds, this exceptional home offers a serene setting to relax and enjoy the outdoors. New paint interior and exterior, appliances, sump pumps, water heater. A must see!
Source: SparkMLS
About this home
Located in Troy in Troy, this property offers 3-bedroom, 5-bath, 5,912 sq ft, with original construction dating to 2001.
Asking $875,000 (about $148/sq ft).
Estimated annual property tax: $11,397, or about $950 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms5
Living Area5,912 sqft
Year Built2001
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48098
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/5/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$11,397
State Equalized Value$393,080
Taxable Value$314,990
Parcel #2018477058
Source: Public Records
Legal Description
T2N, R11E, SEC 18 OAKLAND COUNTY CONDOMINIUM PLAN NO 1274 CHATFIELD COMMONS UNIT 10 L 21558 P 420 7-5-00 FR 045
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John A Apap
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 4145 Chatfield Lane, Troy, MI 48098
Which school district serves 4145 Chatfield Lane, Troy, MI 48098?
Per MLS# 20261030238, 4145 Chatfield Lane, Troy, MI 48098 is in the Troy boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Troy directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261030238, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4145 Chatfield Lane, Troy, MI 48098?
Per public tax records, annual property taxes for this property are $11,397. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4145 Chatfield Lane, Troy, MI 48098 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4145 Chatfield Lane, Troy, MI 48098 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4145 Chatfield Lane, Troy, MI 48098?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$6,175
Principal & interest$5,675
HOA$500
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4145 Chatfield Lane, Troy, MI 48098
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Municipality
Troy
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County
Oakland County
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