For Sale
415 Ionia Street, Belding, MI 48809
$194,900
MLS # 26031650 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19000.22 acres
1 / 31
Listing Description
Very well maintained 2-unit in the City of Belding. Unit 1 is a one bedroom one bath with an office space. Unit 2 is a two bedrooms and one bathroom with laundry in unit. Each unit has its own separate driveway and private back-yard. Units were remodeled in 2019 including, interiors, windows, furnace, and A/C. Separate meters for gas and electric. Great location! Located across the street from the middle school. Unit 2 is currently rented and Unit 1 is available and move in ready! Schedule your private showing today! Open house Sunday 6/28 12pm-2pm.
Source: SparkMLS
About this home
Listed at $194,900.
Annual property taxes run approximately $3,665 ($305/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.22 acres
Year Built1900
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement, Partial
HeatingForced Air
UtilitiesNatural Gas Connected, Electricity Connected
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,665
Tax Year2025
Assessed Value$60,124
Parcel #403-060-000-085-00
Source: SparkMLS
Legal Description
CITY OF BELDING BROAS 1ST ADDN LOT 22
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tori L Ensing
Five Star Real Estate (Greenv)
Frequently Asked Questions about 415 Ionia Street, Belding, MI 48809
Which school district serves 415 Ionia Street, Belding, MI 48809?
Per MLS# 26031650, 415 Ionia Street, Belding, MI 48809 is in the Belding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26031650, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 415 Ionia Street, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $3,665 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 415 Ionia Street, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 415 Ionia Street, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 415 Ionia Street, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
Map
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Monthly payment$1,264
Principal & interest$1,264
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
415 Ionia Street, Belding, MI 48809
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Municipality
Belding
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