For Sale
415 N Gainsborough Avenue, Royal Oak, MI 48067
$899,900
MLS # 20261049868 (Realcomp)
3 beds3 baths2,508 sqftBuilt 20260.13 acres
1 / 3
Listing Description
Another great custom Home . . . to be built! My favorite. . . our Malibu! Dramatic covered front porch; soaring roof lines; covered rear patio w/cans & ceiling fan; super open floor plan features; beautiful wide plank engineered floors; 1st floor study/flex room (with closet); huge living room w/gas fireplace (staircase open & overlooks); quartz & stainless kitchen with huge island, walk in pantry, coffee bar, & custom cabinets; mudroom w/custom built-ins; oversized ensuite with elegant panned ceiling/dual sink vanity; freestanding tub & tiled shower stall, & 12x7 walk in closet! 2nd floor laundry; heavy trim package through out, the list goes on! 9'4" basement ceiling, pre-plumbed for 3rd full bath; sprinklers, sod, & landscape package!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,508 sq ft home in Royal Oak in Royal Oak built in 2026.
Currently offered at $899,900 (about $359/sq ft).
Estimated annual property tax: $3,364, or about $280 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,508 sqft
Lot Size0.13 acres
Year Built2026
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
InteriorHome Warranty
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,804
State Equalized Value$90,210
Taxable Value$53,320
Parcel #2515453022
Source: Public Records
Legal Description
T1N, R11E, SEC 15 TOWAR PARK SUB LOT 292
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Elizabeth A Reaume
Howard Hanna Birmingham
Frequently Asked Questions about 415 N Gainsborough Avenue, Royal Oak, MI 48067
Which school district serves 415 N Gainsborough Avenue, Royal Oak, MI 48067?
Per MLS# 20261049868, 415 N Gainsborough Avenue, Royal Oak, MI 48067 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261049868, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 415 N Gainsborough Avenue, Royal Oak, MI 48067?
Per public tax records, annual property taxes for this property are $2,804. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 415 N Gainsborough Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 415 N Gainsborough Avenue, Royal Oak, MI 48067 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 415 N Gainsborough Avenue, Royal Oak, MI 48067?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,364
Monthly$280
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$6,117
Principal & interest$5,837
Property taxes$280
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
415 N Gainsborough Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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