Pending
415 N State Road, Belding, MI 48809
$209,900
MLS # 26024053 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,242 sqftBuilt 19500.22 acres
1 / 49
Listing Description
Offer Received! Highest & Best due by 7pm, 5/27/26. UPDATED HOME, CREEK FRONTAGE - Beautifully remodeled 3-bedroom, 1 full bath home in a great Belding location with creek frontage & a fenced-in backyard! Nearly every inch of this home has been updated, blending modern finishes with warm character & charm. Inside, you'll find new flooring & fresh paint throughout, an updated kitchen featuring new cabinets, stylish backsplash, butcher-block countertops, & a stunning pine-plank ceiling. The full bath has also been beautifully renovated with shiplap & a new vanity & tub. Step outside & enjoy the peaceful backyard setting along the creek, perfect for relaxing or entertaining. Located close to public access on the Flat River & within walking distance to downtown Belding, this home offers both convenience & outdoor recreation right nearby. So many updates, you won't want to miss! Seller is a licensed Realtor in the State of Michigan.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,242 sq ft home in Belding in Belding built in 1950.
Asking $209,900 (about $169/sq ft).
Annual property taxes run approximately $1,898 ($158/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,242 sqft
Lot Size0.22 acres
Year Built1950
Stories1
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Vinyl Siding, Wood Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,898
Tax Year2025
Assessed Value$31,135
Parcel #401-040-000-210-00
Source: SparkMLS
Legal Description
CITY OF BELDING: COM 160 FT S OF NE COR NW 1/4 NE 1/4 SEC 10 T8N R8W, TH W 132 FT, TH S 71 FT, TH E 132 FT, TH N 71 FT TO POB.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer L Skarda
616 Realty LLC
Frequently Asked Questions about 415 N State Road, Belding, MI 48809
What school district is 415 N State Road, Belding, MI 48809 in?
Per MLS# 26024053, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26024053, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Rural Development, MSHDA, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024053, the most recent reported annual property tax for 415 N State Road, Belding, MI 48809 is $1,898 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 415 N State Road, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 415 N State Road, Belding, MI 48809 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
415 N State Road, Belding, MI 48809
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Municipality
Belding
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