For Sale
415 S Michigan Avenue, Saginaw, MI 48602
$175,000
MLS # 50183218 (MiRealSource)
1,875 sqftBuilt 19690.22 acres
1 / 6
Listing Description
This is a rare opportunity to own a high-visibility commercial property at a very busy intersection — the corner of M-46 and Michigan Avenue. Formerly operating as the Neutral Zone Bar, this 1,875 square foot building is ideally suited for a bar, restaurant, or retail use. The property includes a full commercial kitchen (currently in need of some TLC), a spacious interior layout, and plenty of potential to bring your business vision to life. An additional 1,455 square foot storage building on the premises offers flexibility for inventory, prep space, or conversion to auxiliary business use. Note: Liquor license is not included in the sale. Real estate only.
Source: SparkMLS
About this home
Located in Saginaw in Saginaw, this property offers 1,875 sq ft, with original construction dating to 1969.
Currently offered at $175,000 (about $93/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeIndustrial
Bathrooms0
Living Area1,875 sqft
Lot Size0.22 acres
Year Built1969
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
Construction & Systems
SewerPublic
Sale & Financing
Listed7/27/2025
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Paul Burback
The Miller Group
Frequently Asked Questions about 415 S Michigan Avenue, Saginaw, MI 48602
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 415 S Michigan Avenue, Saginaw, MI 48602 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 415 S Michigan Avenue, Saginaw, MI 48602 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 415 S Michigan Avenue, Saginaw, MI 48602. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 415 S Michigan Avenue, Saginaw, MI 48602?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
415 S Michigan Avenue, Saginaw, MI 48602
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Municipality
Saginaw
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