For Sale
4150 Ridge Road 21, Stevensville, MI 49127
$344,000
MLS # 26004146 (Michigan Regional Information Center (MichRIC))
2 beds2 baths967 sqftBuilt 19690 acres
1 / 68
Listing Description
Welcome to Surfside Condominiums—where luxury, location, and Lake Michigan converge. This impeccably updated 2-bedroom, 2-bath condo at 4150 Ridge Rd, Unit 21, offers refined living just steps from the shoreline Every detail has been thoughtfully renovated, including luxury vinyl plank flooring, custom cabinetry, quartz countertops, new appliances, and beautifully updated baths with modern features and fixtures. The open-concept layout is filled with natural light, features a cosy fireplace and opens to a private patio perfect for relaxing or entertaining. Enjoy the resort-like amenities of Surfside, including a lakeside pool, beautifully maintained grounds, and direct Lake Michigan frontage with beach access. Ideally located near Grand Mere State Park, charming downtown Stevensville and 1-94 for easy commuting. Whether you are looking for a full time residence or a serene getaway, this condo offers style, convenience and the ultimate in coastal living. Only 1 1/2 hours from
Source: SparkMLS
About this home
Located in Lincoln Township in Stevensville, this property offers 2-bedroom, 2-bath, 967 sq ft, with original construction dating to 1969.
Asking $344,000 (about $356/sq ft).
Estimated annual property tax: $4,137, or about $345 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area967 sqft
Year Built1969
Stories1
Location
CityStevensville
MunicipalityLincoln Twp
Zip Code49127
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleTraditional
ConstructionBrick
BasementSlab
Garage1 space
HeatingBaseboard
WaterPublic
SewerPublic
InteriorCenter Island, Eat-in Kitchen
Sale & Financing
Listed2/4/2026
Original Price$358,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Monthly
IncludesWater, Trash, Snow Removal, Sewer
Source: SparkMLS
Tax Information
Annual Tax$4,137
Tax Year2025
Assessed Value$90,819
Parcel #12-7350-0021-00-0
Source: SparkMLS
Legal Description
Unit 21 Surf Side Liber 9 Page 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christine Gianni
Jaqua Realtors
Frequently Asked Questions about 4150 Ridge Road 21, Stevensville, MI 49127
Which school district serves 4150 Ridge Road 21, Stevensville, MI 49127?
Per MLS# 26004146, 4150 Ridge Road 21, Stevensville, MI 49127 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26004146, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4150 Ridge Road 21, Stevensville, MI 49127?
Per public tax records, annual property taxes for this property are $4,137 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4150 Ridge Road 21, Stevensville, MI 49127 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4150 Ridge Road 21, Stevensville, MI 49127 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4150 Ridge Road 21, Stevensville, MI 49127. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4150 Ridge Road 21, Stevensville, MI 49127?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,731
Principal & interest$2,231
HOA$500
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4150 Ridge Road 21, Stevensville, MI 49127
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Municipality
Lincoln Township
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