Sold
4155 Kempf Street, Waterford, MI 48329
Sold on 05/01/2026 for$232,000
MLS # 20261018693 (Realcomp)
3 beds1 bath1,230 sqftBuilt 19510.24 acres
1 / 42
Listing Description
Location, convenience, and effortless living come together in this inviting ranch home that won’t last long. Offering 3 bedrooms, 1 full bath, and two comfortable living areas, the layout is both practical and easy to enjoy—perfect for a variety of lifestyles.Set in a unique location, you’ll love the benefit of seeing Lake Oakland at the end of the street. Start your mornings with peaceful sunrise walks or unwind in the evening with stunning sunset views—it’s the kind of everyday living that makes this location truly special just down the street from the lake.Inside, the home provides flexible living space ideal for relaxing or entertaining, while the attached one-car garage adds everyday convenience. Step outside to a generously sized, fully fenced backyard—perfect for pets, play, or simply enjoying your own private outdoor space.This home offers the perfect blend of comfort, simplicity, and location—an opportunity you won’t want to miss.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 1-bath, 1,230 sq ft, with original construction dating to 1951.
Closed at $232,000 (about $189/sq ft).
Annual property taxes run approximately $2,785 ($232/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,230 sqft
Lot Size0.24 acres
Year Built1951
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed3/23/2026
Sold Date4/30/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,608
State Equalized Value$91,580
Taxable Value$45,990
Parcel #1303476009
Source: Public Records
Legal Description
T3N, R9E, SEC 3 SUPERVISOR'S PLAT NO 10 LOTS 224 & 225
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sally Hendrix
Century 21 Professionals Clarkston
Frequently Asked Questions about 4155 Kempf Street, Waterford, MI 48329
What school district is 4155 Kempf Street, Waterford, MI 48329 in?
Per MLS# 20261018693, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261018693, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261018693, the most recent reported annual property tax for 4155 Kempf Street, Waterford, MI 48329 is $1,608. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4155 Kempf Street, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4155 Kempf Street, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4155 Kempf Street, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,785
Monthly$232
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,658
Principal & interest$1,426
Property taxes$232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4155 Kempf Street, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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