Pending
416 Center Street, South Haven, MI 49090
$689,900
MLS # 26025942 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,036 sqftBuilt 18850.11 acres
1 / 24
Listing Description
Completely remodeled in 2024, this 4-bedroom, 2-bath home is located just 1 block from downtown South Haven and 4 blocks from Lake Michigan. The beautifully updated kitchen features stainless steel appliances, quartz countertops, a large island, and spacious dining area, creating a functional and inviting gathering space. The home offers 1 bedroom and a full bath on the main level, with 3 additional bedrooms and a second full bath on the upper level. Enjoy efficient zoned heating and cooling with a ductless mini-split system. Recent exterior improvements include an updated front porch and a newly added patio, perfect for grilling and outdoor dining. Two driveways provide ample off-street parking. Move-in ready and located near shopping, dining, beaches, and all that South Haven has to offer
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,036 sq ft home in South Haven in South Haven built in 1885.
Asking $689,900 (about $339/sq ft).
Property tax estimate: $5,378 per year ($448/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,036 sqft
Lot Size0.11 acres
Year Built1885
Stories2
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
HeatingDuctless, Heat Pump
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen
Sale & Financing
Listed5/29/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,879
Tax Year2026
State Equalized Value$167,600
Taxable Value$167,600
Assessed Value$199,325
Parcel #80-53-004-015-00
Source: Public Records
Legal Description
A53 1-17 836-233 1282-64 1715-804 1751-451 1754-78 *** E 42' OF S 1/2 LOT 15 & S 1/2 LOT 16 BLK 4 ORIGINAL VILLAGE PLAT.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by LeAnn Johnson
Cottage Home Realty
Frequently Asked Questions about 416 Center Street, South Haven, MI 49090
Which school district serves 416 Center Street, South Haven, MI 49090?
Per MLS# 26025942, 416 Center Street, South Haven, MI 49090 is in the South Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Haven directly to confirm enrollment eligibility.
What financing options are available for 416 Center Street, South Haven, MI 49090?
Per MLS# 26025942, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 416 Center Street, South Haven, MI 49090?
Per public tax records, annual property taxes for this property are $11,879 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 416 Center Street, South Haven, MI 49090 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 416 Center Street, South Haven, MI 49090 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 416 Center Street, South Haven, MI 49090?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
Map
Tax Estimate
$
Annual tax$5,378
Monthly$448
Millage rate32.0891 mills
Municipality: City of South Haven
School district: SOUTH HAVEN PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,923
Principal & interest$4,475
Property taxes$448
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
416 Center Street, South Haven, MI 49090
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Municipality
South Haven
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