For Sale
416 Crystal Lane, Roscommon, MI 48653
$340,000
MLS # 20261042293 (Realcomp)
3 beds2 baths2,064 sqftBuilt 20051.14 acres
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Listing Description
Nestled among towering pines in the desirable Clearwater subdivision, 416 Crystal Lane offers the perfect Up North retreat with privacy, comfort, and year-round recreation right outside your door. Set on a beautifully wooded lot, this inviting home blends rustic charm with modern convenience, creating an ideal setting for both full-time living and weekend getaways.Step inside to discover a spacious and welcoming layout designed for gathering and relaxation. The warm and inviting living area serves as the heart of the home, featuring large windows that bring the beauty of the outdoors inside. The open-concept design flows seamlessly into the kitchen and dining areas, making entertaining family and friends effortless.With multiple bedrooms and generous living spaces, there is plenty of room for guests, hobbies, or simply unwinding after a day at the lake or on the trails. Enjoy peaceful mornings on the deck overlooking the wooded surroundings and quiet evenings beneath the stars.Additional features include ample storage, an attached garage for vehicles and recreational equipment, a She-shed and another separate shed for outdoor equipment and a private setting with well-spaced neighboring homes. Located just minutes from North Higgins Lake State Park, public boat launches, snowmobile and ATV trails, skiing, golfing, and convenient expressway access, this property places Northern Michigan's best outdoor activities within easy reach.Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, 416 Crystal Lane offers the tranquility of nature combined with the convenience of nearby amenities.Buyer and Buyer's Agent to verify all information and measurements.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,064 sq ft home built in 2005 sits in Roscommon.
Listed at $340,000 (about $165/sq ft).
Property tax estimate: $2,756 per year ($230/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,064 sqft
Lot Size1.14 acres
Year Built2005
Stories2
Location
CityRoscommon
MunicipalityBeaver Creek Twp
Zip Code48653
CountyCrawford
School DistrictCrawford AuSable
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,756
Parcel #05230000004400
Source: SparkMLS
Legal Description
PLAT OF CLEARWATER LOT 44 & 45
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erick Howard
Amin Realty
Frequently Asked Questions about 416 Crystal Lane, Roscommon, MI 48653
Which school district serves 416 Crystal Lane, Roscommon, MI 48653?
Per MLS# 20261042293, 416 Crystal Lane, Roscommon, MI 48653 is in the Crawford AuSable boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Crawford AuSable directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261042293, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 416 Crystal Lane, Roscommon, MI 48653?
Per public tax records, annual property taxes for this property are $2,756. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 416 Crystal Lane, Roscommon, MI 48653 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 416 Crystal Lane, Roscommon, MI 48653 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 416 Crystal Lane, Roscommon, MI 48653?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Beaver Creek Twp police department or the Crawford County sheriff's office.
Map
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Monthly payment$2,205
Principal & interest$2,205
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
416 Crystal Lane, Roscommon, MI 48653
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