Sold
416 E Breckenridge Street, Ferndale, MI 48220
Sold on 06/05/2026 for$295,000
MLS # 20261029471 (Realcomp)
2 beds1 bath1,101 sqftBuilt 19250.09 acres
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Listing Description
Modern living meets unparalleled convenience at 416 E Breckenridge, a fully updated residence in the heart of Ferndale, MI. This home is designed for those who want high-end finishes, warmth and character, and a walkable lifestyle. The interior features original hardwood floors that flow throughout an open and airy floor plan, anchored by a 2020 total kitchen and bathroom remodel. These updates include premium appliances, sleek surfaces, and contemporary fixtures that cater to both aesthetic appeal and daily functionality. The exterior serves as a private oasis, highlighted by a 1.5 car garage built in 2024 with convenient alley access and 2024 professional landscaping featuring a concrete patio, custom backyard putting green and wood privacy fence. Located just blocks from Downtown Ferndale, you are in the center of the region's best dining, shopping, and nightlife. This location offers easy access to Woodward Avenue and I-75, making it an ideal hub for commuting. Experience a turn-key home that balances 1920s character with 2024 modern amenities and thoughtful craftsmanship. This is Ferndale living, elevated.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,101 sq ft home built in 1925 sits in Ferndale in Ferndale.
Closed at $295,000 (about $268/sq ft).
Property tax estimate: $5,099 per year ($425/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,101 sqft
Lot Size0.09 acres
Year Built1925
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
Sale & Financing
Listed4/28/2026
Sold Date6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,099
State Equalized Value$101,270
Taxable Value$99,160
Parcel #2527453019
Source: Public Records
Legal Description
T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 57
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Elizabeth Belanger
KW Metro
Frequently Asked Questions about 416 E Breckenridge Street, Ferndale, MI 48220
Which school district serves 416 E Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20261029471, 416 E Breckenridge Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261029471, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 416 E Breckenridge Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $5,099. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 416 E Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 416 E Breckenridge Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 416 E Breckenridge Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,881
Principal & interest$1,881
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
416 E Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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