Sold

416 E Cross Street, Ypsilanti, MI 48197

Sold on 05/11/2023 for$350,000

MLS # 23090931 (Michigan Regional Information Center (MichRIC))

4 beds3 baths2,274 sqftBuilt 18560.17 acres

Listing Description

This is your opportunity to live in a wonderful historic home in the heart of Ypsilanti's Depot Town District. This beautiful home offers everything including four bedrooms, 2 1/2 baths, private office, and abundant living space. You will fall in love with this magnificent estate with its classic Victorian construction and lovely picket fence surrounding the well-manicured yard. The delights continue with original details and authentic finishes including its gorgeous woodwork. On the main floor, you'll find the stylish kitchen, with plenty of storage and cozy breakfast area. Adjacent to the kitchen, is the formal dining room. A lovely study with half bath, a living room with a bay window, parlor and a bedroom with full bath complete the entry level. The primary suite is located upstairs an

Source: SparkMLS

About this home

This 4-bedroom, 3-bath, 2,274 sq ft home built in 1856 sits in Depot Town in Ypsilanti.

Final sale price: $350,000 (about $154/sq ft).

Annual property taxes run approximately $4,789 ($399/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms3

Living Area2,274 sqft

Lot Size0.17 acres

Year Built1856

Stories2

Location

CityYpsilanti

MunicipalityYpsilanti City

Zip Code48197

CountyWashtenaw

School DistrictSchool District of Ypsilanti

Construction & Systems

StyleVictorian

ConstructionWood Siding

BasementMichigan Basement, Partial, Other

Garage2 spaces

HeatingHot Water

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected, Cable Connected, Storm Sewer

InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen

Sale & Financing

Listed3/19/2023

Sold Date5/10/2023

Terms AcceptedCash, FHA, VA Loan, Conventional

Source: SparkMLS

Tax Information

Annual Tax$4,789

Tax Year2022

Assessed Value$101,999

Parcel #11-11-09-105-001

Source: SparkMLS

Legal Description

LOT 54 WUERTH SUB

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

Historic District: Ypsilanti Historic District (2025)

Exterior changes may require Historic District Commission (HDC) approval

Source: City of Ypsilanti Historic District Commission

USDA Rural Development: Not Eligible

Verify eligibility at USDA

Listed by Stephanie Hale

Howard Hanna Real Estate

Frequently Asked Questions about 416 E Cross Street, Ypsilanti, MI 48197

Which school district serves 416 E Cross Street, Ypsilanti, MI 48197?

Per MLS# 23090931, 416 E Cross Street, Ypsilanti, MI 48197 is in the School District of Ypsilanti boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact School District of Ypsilanti directly to confirm enrollment eligibility.

What type of financing is accepted for this listing?

Per MLS# 23090931, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 416 E Cross Street, Ypsilanti, MI 48197?

Per public tax records, annual property taxes for this property are $4,789 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 416 E Cross Street, Ypsilanti, MI 48197 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.

USDA Eligibility Map

Is 416 E Cross Street, Ypsilanti, MI 48197 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is 416 E Cross Street, Ypsilanti, MI 48197 in a historic district?

Per municipal ordinance records, this property is within the Ypsilanti Historic District (2025). Exterior changes to properties in locally-designated historic districts typically require approval from the Historic District Commission. Verify current requirements with the local HDC.

What utilities serve 416 E Cross Street, Ypsilanti, MI 48197?

Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

DTE Electric Company DTE Gas Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the source. Washtenaw County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.

CLEMIS

Map

Or contact Alexander directly

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$2,432

Principal & interest$2,432

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Utilities

DTE Electric Company

Investor-Owned

800-477-4747 Web

DTE Gas Company

Investor-Owned

800-477-4747 Web

MI Public Service Commission service territory boundaries.

Property

416 E Cross Street, Ypsilanti, MI 48197

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Neighborhood

Depot Town

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Community

Ypsilanti

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County

Washtenaw County

View county overview →

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Listing Description

Source: SparkMLS

About this home

This 4-bedroom, 3-bath, 2,274 sq ft home built in 1856 sits in Depot Town in Ypsilanti.

Final sale price: $350,000 (about $154/sq ft).

Annual property taxes run approximately $4,789 ($399/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms3

Living Area2,274 sqft

Lot Size0.17 acres

Year Built1856

Stories2

Location

CityYpsilanti

MunicipalityYpsilanti City

Zip Code48197

CountyWashtenaw

School DistrictSchool District of Ypsilanti

Construction & Systems

StyleVictorian

ConstructionWood Siding

BasementMichigan Basement, Partial, Other

Garage2 spaces

HeatingHot Water

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected, Cable Connected, Storm Sewer

InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen

Sale & Financing

Listed3/19/2023

Sold Date5/10/2023

Terms AcceptedCash, FHA, VA Loan, Conventional

Source: SparkMLS

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

Historic District: Ypsilanti Historic District (2025)

Exterior changes may require Historic District Commission (HDC) approval

Source: City of Ypsilanti Historic District Commission

USDA Rural Development: Not Eligible

Verify eligibility at USDA

Frequently Asked Questions about 416 E Cross Street, Ypsilanti, MI 48197

Which school district serves 416 E Cross Street, Ypsilanti, MI 48197?

What type of financing is accepted for this listing?

What are the property taxes at 416 E Cross Street, Ypsilanti, MI 48197?

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 416 E Cross Street, Ypsilanti, MI 48197 in a flood zone?

FEMA Flood Map

Is 416 E Cross Street, Ypsilanti, MI 48197 in a historic district?

What utilities serve 416 E Cross Street, Ypsilanti, MI 48197?

Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

DTE Electric Company DTE Gas Company MI Public Service Commission

What is the crime rate in this area?

CLEMIS