Pending
417 Eckford Circle, Troy, MI 48085
$650,000
MLS # 20261047549 (Realcomp)
4 beds3 baths2,612 sqftBuilt 19840.49 acres
1 / 40
Listing Description
Rare opportunity in the heart of Troy. Original owner built this beautiful raised ranch, on nearly a half acre wooded lot, backing up to city land, which enjoys the privacy of no neighbors behind! These homes rarely come on the market. Step inside to find a traditional floor plan featuring a large open foyer, elegant living room with floor to ceiling bay windows, and the formal dining room with built in cabinetry. The expansive kitchen flows seamlessly to a beautiful family room with vaulted ceiling and natural wood burning fireplace. Step outside to your pergola covered cedar deck or down the stairs to your serene wooded yard. A perfect home for entertaining. Upstairs you'll find an expansive primary bedroom suite and 3 large bedrooms plus a generous sized bathroom. New A/C 2024, updated furnace 2023, heated garage that is wired for an EV charger. Award winning Troy schools - short distance from Leonard Elementary school, Smith Middle school and Troy High school. Prime Troy location for expressways, shopping and dining.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,612 sq ft home in Troy in Troy built in 1984.
Asking $650,000 (about $249/sq ft).
Property tax estimate: $5,221 per year ($435/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,612 sqft
Lot Size0.49 acres
Year Built1984
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48085
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Wood Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHumidifier
Sale & Financing
Listed6/22/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$75 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,221
State Equalized Value$260,960
Taxable Value$143,820
Parcel #2015128030
Source: Public Records
Legal Description
T2N, R11E, SEC 15 STREAMVIEW SUB LOT 52
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Debra Scheck
Real Estate One
Frequently Asked Questions about 417 Eckford Circle, Troy, MI 48085
What school district is 417 Eckford Circle, Troy, MI 48085 in?
Per MLS# 20261047549, this property is served by Troy. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261047549, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261047549, the most recent reported annual property tax for 417 Eckford Circle, Troy, MI 48085 is $5,221. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 417 Eckford Circle, Troy, MI 48085 eligible for USDA financing?
Per USDA Rural Development boundary data, 417 Eckford Circle, Troy, MI 48085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 417 Eckford Circle, Troy, MI 48085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$4,222
Principal & interest$4,216
HOA$6
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
417 Eckford Circle, Troy, MI 48085
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Municipality
Troy
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County
Oakland County
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