Sold
418 Adams Street, Bay City, MI 48708
Sold on 08/29/2025 for$35,000
MLS # 20251023480 (Realcomp)
4 beds3 baths1,388 sqftBuilt 19100.11 acres
1 / 10
Listing Description
Discounted Multi-Unit Investment Opportunity – 3 Units!Here’s your chance to own a 3-unit property with fantastic rental potential!Unit Breakdown:1 Bed, 1 Bath1 Bed, 1 Bath2 Bed, 1 Bath (Upstairs)The home is currently in need of some TLC and clean-up, making it a perfect opportunity to add value quickly. With a little work, this property could be a steady income generator or a great owner-occupied investment.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 1,388 sq ft home in Bay City in Bay City built in 1910.
This home sold for $35,000 (about $25/sq ft).
Annual property taxes run approximately $1,743 ($145/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,388 sqft
Lot Size0.11 acres
Year Built1910
Stories2
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding
HeatingForced Air
SewerPublic
Sale & Financing
Listed8/2/2025
Sold Date8/28/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,743
Parcel #0916002812900100
Source: SparkMLS
Legal Description
LOT 11 BLK 95 LOWER SAGINAW
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jordan D Smith
Tremaine Real Estate
Frequently Asked Questions about 418 Adams Street, Bay City, MI 48708
Which school district serves 418 Adams Street, Bay City, MI 48708?
Per MLS# 20251023480, 418 Adams Street, Bay City, MI 48708 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251023480, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 418 Adams Street, Bay City, MI 48708?
Per public tax records, annual property taxes for this property are $1,743. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 418 Adams Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 418 Adams Street, Bay City, MI 48708 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 418 Adams Street, Bay City, MI 48708. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 418 Adams Street, Bay City, MI 48708?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Map
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Monthly payment$292
Principal & interest$292
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
418 Adams Street, Bay City, MI 48708
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Municipality
Bay City
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