Sold
4188 Loch Drive, Highland, MI
Sold on 02/11/2026 for$427,000
MLS # 20261003783 (Realcomp)
3 beds2 baths2,746 sqftBuilt 19870.33 acres
1 / 60
Listing Description
Experience refined lakefront living on all-sports Charlick Lake. This beautifully updated contemporary residence offers 75 feet of direct waterfront and captivating water views from multiple living spaces as well as access to multiple lakes, scenic outlots, and two private beaches. The open main level is enhanced by new luxury vinyl plank flooring and a thoughtfully updated kitchen featuring granite countertops, stainless steel appliances, and designer backsplash. The dining area opens to an expansive deck overlooking the lake—ideal for elegant entertaining or quiet relaxation. The upper level includes three bedrooms and a generous loft, perfectly suited for a private office, lounge, or additional sleeping space. The finished lower level provides over 1,000 sq ft of versatile living space with plush new carpeting, gas fireplace, and custom built-ins. Notable upgrades include fresh interior paint, bathroom updates, newer roof and siding, whole-house generator, electrical outlets with switches and GFCIs, LED lighting, patio sliding door, flooring, RO water system and a new garage door opener for the attached two-car garage. Located in the award-winning Huron Valley School District, this exceptional property delivers year-round luxury lakefront living.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,746 sq ft home in Highland Township in Highland built in 1987.
Closed at $427,000 (about $155/sq ft).
Estimated annual property tax: $6,365, or about $530 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,746 sqft
Lot Size0.33 acres
Year Built1987
Stories2
Location
CityHighland
MunicipalityHighland Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Generator, Humidifier
Sale & Financing
Listed1/19/2026
Sold Date2/10/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
HOA
HOA Fee$75 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,534
State Equalized Value$194,510
Taxable Value$117,668
Parcel #1109252004
Source: Public Records
Legal Description
T3N, R7E, SEC 9 HIGHLAND HILLS NO 1 LOT 71
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacob Probe
Brookstone, Realtors LLC
Frequently Asked Questions about 4188 Loch Drive, Highland, MI
Which school district serves 4188 Loch Drive, Highland, MI?
Per MLS# 20261003783, 4188 Loch Drive, Highland, MI is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261003783, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4188 Loch Drive, Highland, MI?
Per public tax records, annual property taxes for this property are $4,534. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4188 Loch Drive, Highland, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4188 Loch Drive, Highland, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4188 Loch Drive, Highland, MI. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4188 Loch Drive, Highland, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$6,365
Monthly$530
Millage rate32.7248 mills
Municipality: CHARTER TOWNSHIP OF HIGHLAND
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,261
Principal & interest$2,724
Property taxes$530
HOA$6
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4188 Loch Drive, Highland, MI
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Municipality
Highland Township
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County
Oakland County
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