Pending
4193 Oak Tree Circle, Rochester, MI 48306
$629,900
MLS # 20261046567 (Realcomp)
4 beds3 baths4,624 sqftBuilt 19930.48 acres
1 / 72
Listing Description
Welcome to 4193 Oak Tree Circle — a beautifully maintained home nestled in a desirable Oakland Township setting with mature fruit trees- black cherry, apple, peach & raspberry, gorgeous landscaping, and a spacious private yard. Ideally situated in beautiful Oakland Township with access to the Rochester Community School District, this home offers a rare combination of privacy, mature surroundings, and everyday convenience. Timeless curb appeal welcomes you with a classic brick exterior, charming entry, and peaceful tree-lined surroundings. The backyard is a true retreat featuring an expansive deck, mature landscaping, raised garden beds, and plenty of green space to relax or entertain. Property is also invisible fence ready for added convenience. Inside you’ll find a functional layout filled with natural light, inviting living spaces, and a refreshed basement featuring brand-new finish work and carpet — perfect for additional living or entertaining space. Recent updates provide added peace of mind including new sump pump (2026), HVAC (2021), water heater (2025), refrigerator (2021), and microwave (2025). Enjoy the best of Oakland Township living with nearby parks, trails, golf courses, shopping, dining, and charming downtown Rochester just minutes away. A wonderful opportunity to own a home with a beautiful setting, thoughtful updates, and an unbeatable location!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 4,624 sq ft home in Oakland Township in Rochester built in 1993.
Currently offered at $629,900 (about $136/sq ft).
Estimated annual property tax: $7,325, or about $610 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area4,624 sqft
Lot Size0.48 acres
Year Built1993
Stories2
Location
CityRochester
MunicipalityOakland Twp
Zip Code48306
CountyOakland
School DistrictRochester
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage3 spaces
HeatingForced Air, Heat Pump
SewerPublic
InteriorBasement Finished, Other
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$350 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,937
State Equalized Value$271,830
Taxable Value$237,520
Parcel #1027203013
Source: Public Records
Legal Description
T4N, R11E, SEC 27 OAKLAND FARM SUB NO 2 LOT 202 9-12-90 FR 200-019
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ron Trombetti
Berkshire Hathaway HomeServices Kee Realty Washin
Frequently Asked Questions about 4193 Oak Tree Circle, Rochester, MI 48306
What school district is 4193 Oak Tree Circle, Rochester, MI 48306 in?
Per MLS# 20261046567, this property is served by Rochester. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261046567, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261046567, the most recent reported annual property tax for 4193 Oak Tree Circle, Rochester, MI 48306 is $5,937. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4193 Oak Tree Circle, Rochester, MI 48306 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4193 Oak Tree Circle, Rochester, MI 48306 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$7,325
Monthly$610
Millage rate26.9482 mills
Municipality: CHARTER TOWNSHIP OF OAKLAND
School district: ROMEO COMMUNITY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,725
Principal & interest$4,086
Property taxes$610
HOA$29
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4193 Oak Tree Circle, Rochester, MI 48306
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Municipality
Oakland Township
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County
Oakland County
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