Sold
4196 Grayton Drive, Waterford, MI 48328
Sold on 10/15/2025 for$295,000
MLS # 20251030549 (Realcomp)
3 beds2 baths1,940 sqftBuilt 19510.17 acres
1 / 41
Listing Description
Beautifully, Updated Waterford Home, Just Steps Away from the highly desirable Elizabeth Lake! This charming home offers an incredible lifestyle with access to a neighborhood park featuring a sandy beach, boat dock, picnic area, and play structure your family will love. The spacious, updated white kitchen is a cook’s dream with abundant cabinetry, granite countertops, a gas stove, and stainless-steel appliances—all included. The main level features two generously sized bedrooms, gorgeous wood floors, and an updated full bath. Multiple living areas give you flexibility: a light-filled front living room, a cozy family room/dining room with a wood-burning fireplace, and a charming sunroom that opens to a private backyard with a patio—perfect for relaxing or entertaining. Upstairs, the spacious primary suite offers its own ensuite full bath plus a bonus office space. Enjoy lake views right from your front porch! A finished basement with knotty pine paneling, a bar, laundry room, plumbed area for 1/2 bath, and area to finish a kitchenette, if you desire, is waiting for your personal touch. This special home truly has it all—character, updates, and an unbeatable location near the water. Don’t miss the opportunity to make it yours! (Roof 2019, Water Heater 2020, Furnace & A/C 2017, HVAC Humidifier 2024, Water Softener 2016, Washer 2022, Dryer 2024)
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,940 sq ft home in Waterford Township in Waterford built in 1951.
Closed at $295,000 (about $152/sq ft).
Estimated annual property tax: $3,620, or about $302 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,940 sqft
Lot Size0.17 acres
Year Built1951
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed9/2/2025
Sold Date10/14/2025
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$50 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,561
State Equalized Value$119,050
Taxable Value$86,240
Parcel #1334226009
Source: Public Records
Legal Description
T3N, R9E, SEC 34 RANDGATE PARK LOT 85
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jan L Stone
Real Estate One-Rochester
Frequently Asked Questions about 4196 Grayton Drive, Waterford, MI 48328
Which school district serves 4196 Grayton Drive, Waterford, MI 48328?
Per MLS# 20251030549, 4196 Grayton Drive, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 4196 Grayton Drive, Waterford, MI 48328?
Per MLS# 20251030549, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4196 Grayton Drive, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $4,561. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4196 Grayton Drive, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4196 Grayton Drive, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4196 Grayton Drive, Waterford, MI 48328. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4196 Grayton Drive, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,620
Monthly$302
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,154
Principal & interest$1,849
Property taxes$302
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4196 Grayton Drive, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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