Sold
4196 Lotus Drive, Waterford, MI 48329
Sold on 01/09/2026 for$300,000
MLS # 20251054942 (Realcomp)
3 beds3 baths1,506 sqftBuilt 19260.23 acres
1 / 44
Listing Description
Welcome to this charming 3-bed, 2.1-bath Waterford Twp colonial with access to all-sports Lotus Lake. This home offers a wonderful blend of character and modern comfort. As soon as you walk in, you're greeted by a cozy living room with custom stone work on the fireplace/mantle and hardwood floors. The kitchen is bright and spacious, with newer cabinets, and a sliding door leading to covered porch and deck. Follow the extra-wide, custom-built staircase upstairs to the 3 spacious bedrooms and updated full bath. Hardwood floors and new carpet throughout upper level. Primary suite features additional newly installed full bathroom. Other highlights include newer a/c (2023), fully fenced yard, and beach access/boat launch to Lotus Lake for an optional annual fee. Home has been well cared for by the same owner for past 20+ years. Showings start Sat 11/22. No HOA. Don't miss this one!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,506 sq ft home in Waterford Township in Waterford built in 1926.
This home sold for $300,000 (about $199/sq ft).
Property tax estimate: $2,871 per year ($239/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,506 sqft
Lot Size0.23 acres
Year Built1926
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed11/18/2025
Sold Date1/8/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,655
State Equalized Value$94,410
Taxable Value$45,760
Parcel #1305103028
Source: Public Records
Legal Description
T3N, R9E, SEC 5 HARRIS PARK LOT 73
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Adam Long
Keller Williams Premier
Frequently Asked Questions about 4196 Lotus Drive, Waterford, MI 48329
Which school district serves 4196 Lotus Drive, Waterford, MI 48329?
Per MLS# 20251054942, 4196 Lotus Drive, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251054942, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4196 Lotus Drive, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $1,655. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4196 Lotus Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4196 Lotus Drive, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4196 Lotus Drive, Waterford, MI 48329. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4196 Lotus Drive, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,871
Monthly$239
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,958
Principal & interest$1,719
Property taxes$239
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4196 Lotus Drive, Waterford, MI 48329
View full property history →
Municipality
Waterford Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 4196 Lotus Drive
We'll notify you when something hits the market in Waterford Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.