For Sale
4196 W 4 Mile Road, White Cloud, MI 49349
$410,000
MLS # 26026137 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,476 sqftBuilt 201710 acres
1 / 65
Listing Description
Tucked away on 10 wooded acres filled with wildlife, this freshly remodeled cabin-style home offers the perfect blend of comfort, privacy, and country living. Built in 2017, the home features a durable steel roof, beautifully updated main floor, and a cozy loft bedroom. Solar panels help offset electricity costs, adding efficiency to this peaceful retreat. Outdoors, the property is set up for hobby farming, homesteading, or recreation with a 23x40 pole barn, massive 110x38 greenhouse, fenced areas for animals, and water supply run throughout the property. Whether you're looking for a full-time residence, hobby farm, or private getaway, this unique property delivers space, functionality, and a true up-north feel while still offering modern conveniences.
Source: SparkMLS
About this home
Located in White Cloud, this property offers 3-bedroom, 2-bath, 1,476 sq ft, with original construction dating to 2017.
Asking $410,000 (about $278/sq ft).
Estimated annual property tax: $537, or about $45 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,476 sqft
Lot Size10 acres
Year Built2017
Stories2
Location
CityWhite Cloud
MunicipalityLincoln Twp
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingDuctless
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$537
Tax Year2025
Assessed Value$49,212
Parcel #10-18-200-011
Source: SparkMLS
Legal Description
W 1/4 NE 1/4 NE 1/4 SEC. 18 T14N R13W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cody Looman
Wildlife Realty
Frequently Asked Questions about 4196 W 4 Mile Road, White Cloud, MI 49349
What school district is 4196 W 4 Mile Road, White Cloud, MI 49349 in?
Per MLS# 26026137, this property is served by White Cloud. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26026137, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026137, the most recent reported annual property tax for 4196 W 4 Mile Road, White Cloud, MI 49349 is $537 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4196 W 4 Mile Road, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4196 W 4 Mile Road, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Newaygo County sheriff's office.
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
4196 W 4 Mile Road, White Cloud, MI 49349
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