For Sale
4197 Monroe Street, Dearborn Heights, MI 48125
$265,000
MLS # 20261046522 (Realcomp)
3 beds2 baths2,000 sqftBuilt 19740.1 acres
1 / 41
Listing Description
Welcome home to this beautifully updated 3-bedroom brick ranch in the heart of Dearborn Heights! This move-in-ready home offers the perfect blend of classic charm and modern updates. Step inside to find fresh paint, new carpeting, updated light fixtures, and an inviting floor plan designed for comfortable everyday living. The remodeled kitchen features elegant quartz countertops, a stainless steel sink, and ample cabinet space, making it a great space for cooking and entertaining.The finished basement provides additional living space perfect for a family room, recreation area, home office, or gym. Additional updates include a new bathroom vanity and sink, new storm doors, and a new gate, adding both style and functionality throughout the property.Situated on a desirable street, this home offers convenient access to shopping, dining, parks, and entertainment. Enjoy nearby retail and everyday conveniences along Ford Road, including destinations such as The Heights Shopping Center and Tel Joy Shopping Center, while local favorites for dining and recreation are just minutes away. Residents also enjoy easy access to green space and outdoor activities at Lyle C. Van Houten Park. The home's central location provides convenient access to the greater Dearborn and Detroit metro areas, making commuting, shopping, and entertainment a breeze.Don't miss this opportunity to own an updated brick ranch offering comfort, convenience, and value in a sought-after Dearborn Heights location!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,000 sq ft home built in 1974 sits in Dearborn Heights in Dearborn Heights.
Currently offered at $265,000 (about $133/sq ft).
Property tax estimate: $3,989 per year ($332/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,000 sqft
Lot Size0.1 acres
Year Built1974
Stories1
Location
CityDearborn Heights
MunicipalityDearborn Heights City
Zip Code48125
CountyWayne
School DistrictDearborn Heights
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/18/2026
Original Price$275,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,989
Parcel #33050010025000
Source: SparkMLS
Legal Description
34C25 26 LOTS 25 AND 26 ALSO W 1/2 ADJ VAC ALLEY WATSONIA PARK SUB T2S R10E L49 P20, 21 WCR
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brandon Makila
KW Professionals
Frequently Asked Questions about 4197 Monroe Street, Dearborn Heights, MI 48125
Which school district serves 4197 Monroe Street, Dearborn Heights, MI 48125?
Per MLS# 20261046522, 4197 Monroe Street, Dearborn Heights, MI 48125 is in the Dearborn Heights boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn Heights directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261046522, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4197 Monroe Street, Dearborn Heights, MI 48125?
Per public tax records, annual property taxes for this property are $3,989. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4197 Monroe Street, Dearborn Heights, MI 48125 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4197 Monroe Street, Dearborn Heights, MI 48125 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4197 Monroe Street, Dearborn Heights, MI 48125?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,719
Principal & interest$1,719
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4197 Monroe Street, Dearborn Heights, MI 48125
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Municipality
Dearborn Heights
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County
Wayne County
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