Sold
4197 Mountain Ash Court, Swartz Creek, MI 48473
Sold on 05/05/2026 for$329,900
MLS # 20261023909 (Realcomp)
5 beds2 baths1,986 sqftBuilt 19990.67 acres
1 / 40
Listing Description
Welcome to this well-maintained ranch tucked on a quiet cul-de-sac in Swartz Creek—offering space, flexibility, and thoughtful updates. Located directly across from Elms Park and with convenient access to I-69, this home combines comfort with everyday convenience. The main level features a bright and spacious living room with a cozy gas fireplace, along with three well-sized bedrooms. The eat-in kitchen offers wood flooring, newer appliances (approx. 2020), and direct access to a den/office—complete with additional built-in cabinetry for extra storage and organization. This versatile space can easily be reimagined as a formal dining area or flex space to suit your lifestyle. Two full baths and laundry —complete with both electric and gas dryer hookups—add everyday ease and completes the main floor layout. The lower level offers both immediate functionality and future potential. Two additional bedrooms with egress windows provide private living space, while the basement is plumbed for a future bath and offers the opportunity to expand finished living area. Two dedicated storage rooms keep seasonal items, hobbies, and extras neatly tucked away.Step outside to a backyard designed for both relaxation and entertaining. A composite deck overlooks the above-ground pool (fenced per insurance requirements), two playsets, and low maintenance perennial landscaping. Storage continues throughout the property, including an extra-deep 2 1/2-car garage with space for a workshop or additional storage, plus two outdoor sheds to keep tools, equipment, and outdoor items organized and out of sight. Major updates provide peace of mind: new roof and driveway leveling (2023), deck, furnace, A/C, water heater (2024), professional landscaping (2025), and sump pump (2026). Appliances, pool equipment, sheds, playsets, and basement TV with mount are all included. Please note: select perennials will be excluded. Buyer to verify all info, incl. taxes. Info deemed reliable but not guaranteed.
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 1,986 sq ft home built in 1999 sits in Swartz Creek in Swartz Creek.
Final sale price: $329,900 (about $166/sq ft).
Property tax estimate: $9,971 per year ($831/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,986 sqft
Lot Size0.67 acres
Year Built1999
Stories1
Location
CitySwartz Creek
MunicipalitySwartz Creek City
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight, Partial
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Basement Plumbed for Bath
Sale & Financing
Listed4/9/2026
Sold Date5/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,971
Parcel #5836529022
Source: SparkMLS
Legal Description
LOT 64 PARK RIDGE SUBDIVISION NO 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacqueline McMahon
MBA Real Estate Services
Frequently Asked Questions about 4197 Mountain Ash Court, Swartz Creek, MI 48473
Which school district serves 4197 Mountain Ash Court, Swartz Creek, MI 48473?
Per MLS# 20261023909, 4197 Mountain Ash Court, Swartz Creek, MI 48473 is in the Swartz Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swartz Creek directly to confirm enrollment eligibility.
What financing options are available for 4197 Mountain Ash Court, Swartz Creek, MI 48473?
Per MLS# 20261023909, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4197 Mountain Ash Court, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $9,971. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4197 Mountain Ash Court, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4197 Mountain Ash Court, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4197 Mountain Ash Court, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swartz Creek City police department or the Genesee County sheriff's office.
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Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4197 Mountain Ash Court, Swartz Creek, MI 48473
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Municipality
Swartz Creek
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